Thursday, February 17, 2011

Ways of Making Money





(iStockphoto)


Have you noticed that your paychecks have been a bit larger than normal lately? That’s because in 2011, the government is cutting the social security payroll tax paid by individuals from 6.2% to 4.2%.


How much is that in stone cold cash? If your annual income is $40,000, that’s $800 over the course of the year divided among your bi-weekly or monthly paychecks. If you earn $80,000 annually, your extra pocket money is $1,600. For those who make $106,800 or above, you’ll see an extra $2,136. Since social security is taxed individually, married couples could get up to a $4,272 take home pay boost for the year.


Now, what should you do with your extra moolah? Sheryl Garrett, the author of the Personal Finance for Dummies Workbook, a Certified Financial Planner and founder of the Garrett Planning Network, suggests these 10 ways to wisely spend your money, in order of importance for increasing your financial standing for years to come.


Balance Your Budget


If you live paycheck to paycheck, or on a tight budget, the extra $66 per month (if your annual income is $40,000) could mean the difference in paying your electricity bill this month – or not. This month, balance your budget with the fatter paychecks. Next month, adjust your budget so your expenses and income balances when the payroll tax cut expires. Since this bonus money is a one-year deal, don’t rely on it next year to cover basic expenses. Focus on other expense-reduction strategies: negotiate your next lease, use coupons at restaurants, ditch buying grocery items that are spoiling in your fridge, or change your IRS withholding if you get a refund every year.


Settle old debts


“Wouldn’t it be nice to pay off your mom and dad for the money they lent you for an apartment deposit?” says Garrett. Use this money to pay off any money you borrowed from family or friends.


Pay Off Credit Cards (and keep them that way)


Credit cards are easiest to attack, since you see the bill each month. If you use Mint.com, you can set up a goal to pay down your credit-card debt, and Mint will prepare a customized plan for you based on your cards’ balances and interest rates.


Boost Your 401(k) Contributions


If you’re currently not taking advantage of the full amount your employer will match on your 401(k), use your extra cash here. Once you’ve fulfilled this amount, deposit any remaining funds in a Roth IRA.


Contribute to a Roth IRA


Unless your adjusted gross income is higher than $122,000 if you’re single, or $179,000 if you’re married, filing jointly, you are eligible to contribute up to $5,000 in a Roth IRA. (The contribution limit is $6,000 if you’re 50 or older.) If you haven’t already made that contribution for 2010, you have until April 18, 2011, to do so. You can also, of course, contribute another $5,000 for 2011. While the amount you contribute is not tax deductible, you’ll reap the benefits once you start making withdrawals: all your withdrawals, earnings included, are completely tax-free as long as you’ve held them for at least five years. (And, of course, you need to be 59 ½ or older to make penalty-free contributions.)


Buy Yourself Marketable Skills


Enhance your ability to earn money in any of a number ways. If you’re actively looking for a job, consider hiring a resume service to help polish your resume. If you’ve been thinking of going back to school, take your GRE or GMAT test. Take a continuing education course. Buy a snazzy suit for interviews. The key is to spend cash in a way that will boost your income, now or in the near future.


Invest in Your Health


If one of your New Year’s resolutions was to improve your health, now is the time to see a nutritionist. If you’re a smoker, join a stop smoking program. Buy a bicycle to save on gas, or caulk your windows or insulate home. With every investment, think: will this save me money next year by doing this action?


Shop for Organization Tools


Luckily, Mint.com and basic tax software is free, but consider upgrading to the non-free version if you have a home business or more complicated tax forms. If your important documents are scattered across the house, buy a file cabinet or an expandable file organizer. The better organized you are, the easier it will be to manage your money.


Take a Vacay


If you already have all these categories covered, take a vacation. A yoga retreat, cruise or weekend with your honey at a B&B may be just what you need to return home and spend quality time tweaking your budget to perfection.


Reyna Gobel is a freelance journalist who specializes in financial fitness. She is also the author of Graduation Debt: How To Manage Student Loans and Live Your Life.





Not making money as a YouTube partner? Here are some tips from YouTube itself


YouTube hosted a live event today to help partners get the most out of their YouTube revenue.


Phil Farhi of YouTube, began the event by telling partners about a few of the new initiatives that YouTube is working on, to help make partners as successful as possible. He started by bringing us through the history of advertising on YouTube.


Phil mentioned that just 3 short years ago, YouTube began using in-video and overlay ads, the first step in monetizing videos. And following the first format of ads, YouTube brought Ad Sense ads, enabling smaller advertisers/customers to get on board, allowing YouTube to capture a broader range of advertisers.


Next came in-Stream Ads (mid and pre-roll ads), a format that was launched about two years ago. YouTube said this has been popular because advertisers will pay more for ads that are similar to the format on TV. At almost the same time, promoted ads were introduced and it was proven to drive traffic to videos that were featured using the ‘promoted video’ format.


A few months ago, a new ad format for partners called TrueView was rolled-out. This format lets users watching a video skip the ad after five seconds. An ad format that YouTube says is less interruptive and doesn’t risk annoying your audience because it gives them the chance to hit stop.


Phil asked the question “ What makes a movie a successful?” Using the movie industry as an analogy, he went on to explain that there are many factors that come into play that make up the overall picture; ticket prices, seats filled, distribution etc. It’s the same with YouTube as he pointed out. Partners shouldn’t look at one aspect such as RPM (revenue per thousand page views) or CPM (cost per thousand, as an example $1 or $5 per thousand views), they should look at everything including geography.


A few points to take away


Good partners focus on overall revenue and aren’t fixated on “ticket price”. They also work hard at building a strong audience as well as trying to increase views. Good partners look at geography, RPM and CPM.


Bad partners look at the wrong metrics and don’t build up their audience. Partners who only focus on RPM might think everything is fine however, it’s critical that users concentrate on CPM as well and continue to build audience loyalty.


YouTube says advertisers are creating content that competes with user content, and millions of users are watching advertisements on the site. Think about the popularity of Superbowl ads.


Keep experimenting! Compare ad formats by type and geography and play around with different scenarios. Try enabling ads after your loyal audience has seen them or try it in reverse. Play with different recipes and see what happens when ad formats are enabled/disabled. There is a wide variety of ways to make revenue.


Take a good look at revenue break downs and compare formats; True View, in-Stream, etc.


Better reporting for ad formats coming soon. YouTube admits that partners don’t have the best reporting feature right now.


YouTube will be adding an option for partners to opt-in to just TrueView Ads without needing to be signed up with other formats.


Ensure the metadata on videos have the correct information and enough words to help YouTube’s algorithm bring the best targeted ads to your videos






benchcraft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company sales

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company scam

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.


bench craft company sales

Ten American Companies With The Best <b>News</b> For 2011 - 24/7 Wall St.

24/7 Wall St. chose the ten most important pieces of news for major US corporations so far this year. Our evaluation was based on the history of the company and industry involved and the likely long-term effects of the event.

Steve Jobs, Eric Schmidt and Mark Zuckerberg to Meet With <b>...</b>

Apple CEO Steve Jobs, who recently took a medical leave of absence from his company, and Google chief executive Eric Schmidt will be among the attendees of President Obama's event with business leaders in San Francisco Thursday evening, ...

Why is Fox <b>News</b> Trashing Ron Paul ? | The Big Picture

Busted: Fox News Fakes CPAC Presidential Straw Poll Bizarre deception by Fox News via boingboing, running the 2010 crowd noise booing Ron Paul's 2011 win.















Tuesday, February 15, 2011

Money Making Secrets


Lots of factors go into making your small business the best it can be. But a look at what will make your business work the best includes a look at not only how you configure your business, but also the best public policy and environment in which small businesses thrive. We thought we’d take a look at some of the factors not only in the U.S. but around the world. What do you think make for best practices in small business. Please enter your suggestions below!


Legal


Do-it-yourself legal work will save your business money. This list of cost cutting suggestions for small business startup includes legal resources that can help you shave legal fees off your launching costs. The Web contains some excellent resources for legal basics. Not all are a substitute for hiring an attorney, but some can save you cash on the simple things. Daily Dose


Don’t forget legal and other details when creating your business. Getting excited with a great idea for a new small business is euphoric. But don’t forget there’s plenty of hard work involved including logistics. Here is a list of just some of the considerations, including some legal issues, you should be considering as you start your new small business. Sentinel Source


The art of hiring an attorney. Hiring an attorney, or attorneys, for your small business isn’t what it used to be, and that can be great news for small businesses struggling to cut costs. A new tighter economy has reduced legal costs and made it possible to negotiate on fees and parcel out the work for increased productivity at lower cost. Here are some very basic starting points. NYTimes.com


Trends


Are you willing to put your brand on the line? A new Maryland designation allows some socially conscious small businesses to do just that. The state’s new “benefit” corporation status lets businesses put their commitment to fair trade, eco-friendly or other specialized goods and products into their charter. So far the states has had 15 companies take them up on the new designation. Would you? The Washington Post


Transparency is the new standard. This law firm is blazing the way in a way that we see across the spectrum in terms of the behavior expected of small businesses and, indeed, all businesses today. Explain the basis of your billing, don’t keep secrets from your clients or try to keep them in the dark. It’s important for businesses to learn how to take a new approach to dealing with customers and each other. Irish Times


Policy


Healthcare battle begins in the U.S. Senate. Opponents of a healthare package seen as unfriendly to small business vow to push for repeal of the legislature in the U.S. Senate following a successful effort in the U.S. House. Attempts to repeal the law in the Senate will be more difficult due to support from the majority support there. A recent survey indicated most small business owners oppose the law which might force many businesses to either offer health benefits or pay a penalty. The Washington Post


Feds change course on anti-business regs. Two regulations pushed by U.S. federal agencies but opposed by business group seem no longer to be on course for implementation perhaps thanks to a change in administration policy. The regs proposed would have required elimination of noise in manufacturing environments and required more testing for medical devices. Your thoughts? WSJ


Global


Tax favoring small business may break EU law. You might think regulations benefiting small business would be viewed as a good thing by everyone. But it turns out a so-called “supertax” on big retailers in Scotland may break EU law. And a large retailer effected by the tax may take it to court. Of course, as much as we support small business here at Small Business Trends we’re not quite sure penalizing another class of business is the way to do it. See the full article. Press Association


Finance


Why more funding isn’t always the answer. Debate continues over the importance of funding to small business growth. But a recent story shows how funding isn’t necessarily the answer to businesses large or small. In this article we see a company that still went bankrupt laying off hundreds and leaving millions in debt, including to other small businesses, after receiving $8 million in funding backed in part by state tax credits. Chicago Tribune


Taxes


Important small business tax changes. There have been some important small business tax changes for 2011 and while not all will make a big difference to your overall tax preparation, it’s important to understand those that do allowing you to make better choices about running you company. In particular, be aware of changes related to the Small Business Jobs Act of 2010. Details in the link above. Herald-Tribune








Deadline confirms the deal with Universal but isn’t able to say whether Julian Assange will participate in the film. Regardless, the movie could be a firebrand that surpasses the interest generated by Mr. Gibney’s last few films.


Julian Assange, the founder of the whistleblower organization WikiLeaks and therefore responsible for the release of thousands of confidential government documents, is a figure that people tend to either love or hate. To some he’s a hero and a champion of free speech and democracy; others see him as an enemy and someone who endangers our freedom by compromising the inner workings of government. (And there are probably many who see him as a troublesome, egocentric kid.)


All that being the case I’d say that Alex Gibney is the perfect man for this job, and I’m eagerly awaiting the results of his work.


In addition, producers at Josephson Entertainment and Michelle Krumm Prods have optioned Andrew Fowler‘s forthoming biography of Mr. Assange, called The Most Dangerous Man in the World. They plan a ‘suspenceful drama thriller’ based on the bio. The book follows the WikiLeaks founder from childhood to the present day. Producers compare the story they want to tell to All the President’s Men.


No word on a screenwriter, director or cast for the biopic at this point. Too bad Steven Soderbergh likely won’t have any interest in this; he’d be great for it. [Variety]







bench craft company reviews

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company me

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company reviews

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company me

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company credit card

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company me

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company me

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company credit card

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.


bench craft company reviews

Lara Logan, CBS <b>News</b> Correspondent, Sexually Assaulted in Egypt <b>...</b>

Simply put, this is horrific: CBS reporter Lara Logan has reportedly been sexually assaulted in Egypt while covering the uprising there.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Small Business <b>News</b>: Happy Valentine&#39;s Day!

Valentine's Day is here. Talk about a recognizable brand! But what can this day of love teach you about improving your business by building better customer.

















Friday, February 11, 2011

foreclosure list

bench craft company

SW Las Vegas Luxury Condo for Sale by virtualtourslasvegas


bench craft company

<b>News</b> Happening Now - KRQE

(KRQE NEWS 13) - As of 7:43 a.m. - Expectant mothers living on Albuquerque's Westside now have a shorter drive to make when they go into labor. Lovelace Hospital held a ribbon cutting on Thursday for the new birthing center at its ...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


bench craft company

SW Las Vegas Luxury Condo for Sale by virtualtourslasvegas


bench craft company

<b>News</b> Happening Now - KRQE

(KRQE NEWS 13) - As of 7:43 a.m. - Expectant mothers living on Albuquerque's Westside now have a shorter drive to make when they go into labor. Lovelace Hospital held a ribbon cutting on Thursday for the new birthing center at its ...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


bench craft company

<b>News</b> Happening Now - KRQE

(KRQE NEWS 13) - As of 7:43 a.m. - Expectant mothers living on Albuquerque's Westside now have a shorter drive to make when they go into labor. Lovelace Hospital held a ribbon cutting on Thursday for the new birthing center at its ...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


bench craft company

<b>News</b> Happening Now - KRQE

(KRQE NEWS 13) - As of 7:43 a.m. - Expectant mothers living on Albuquerque's Westside now have a shorter drive to make when they go into labor. Lovelace Hospital held a ribbon cutting on Thursday for the new birthing center at its ...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


bench craft company bench craft company
bench craft company

SW Las Vegas Luxury Condo for Sale by virtualtourslasvegas


bench craft company
bench craft company

<b>News</b> Happening Now - KRQE

(KRQE NEWS 13) - As of 7:43 a.m. - Expectant mothers living on Albuquerque's Westside now have a shorter drive to make when they go into labor. Lovelace Hospital held a ribbon cutting on Thursday for the new birthing center at its ...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


bench craft company

There are tons of cleaning business forms for sale, but when I started my foreclosure cleanup business, I could not find one that addressed the sticky situation of working with realtors and banks in a foreclosure-ridden market.

As a realtor and foreclosure cleanup business owner, I've seen both sides of contractor transactions: being a realtor hiring a contractor and being a contractor working for a realtor. I knew there were scenarios a blanket contract agreement would not cover. So I decided to create my own contractual form for my foreclosure cleanup business.

With the I's dotted and the T's crossed, I knew my business could operate successfully knowing we had a solid foreclosure cleanup business form in place to help ensure we got paid and to assist us if we had to sue someone for non-payment.

There are several clauses we use in our primary estimate and contract form to protect us. For example purposes, let's address the "contingency clause" as it relates to the foreclosure cleanup business form.

Just recently, a realtor client asked me if our company could wait until the property closed to get our check for a pending cleanup job. Since the closing was only a week away, we agreed to wait to get paid on the date of the closing. But we indicated in our contract that our getting paid was NOT contingent upon a successful closing.

"Contingent upon" means if A happens, then B will happen. If you have your contract CONTINGENT upon the closing, you're gambling that invoice away. That means if buyers lose financing, or the sellers pull out, or an inspection doesn't pan out, you will have worked for nothing and will be out-of-pocket on the job because you will have already completed the cleanup work.

Note, I said we indicated IN OUR CONTRACT that our getting paid was NOT continent upon a successful closing." If it ain't in writing, it ain't so. This realtor happened to be a colleague of mine; I'd worked with her before under a large real estate broker. But a verbal agreement would not do, no matter we were colleagues. It needed to be in writing, so I included the "non-contingency" clause in my contract with her.

As it turned out, the property did not close; it was a short sale that did not go through. The realtor ultimately took over a month to pay us, likely because the deal fell through and the bank or buyer didn't pay her. Imagine if we had made our getting paid contingent upon the sale.

TIPS:

Always make sure your foreclosure cleanup contract is NOT contingent upon a successful closing. You want to get paid whether the buyer closes or not.

Take care to put contractual details in writing to avoid confusion. No matter how casual you are with your clients, the point of a contract is "proof of meeting of the minds." You need something written you can show as proof in a court of law in the event of legal action.

Remember to list your "terms" on your forms (i.e., payment due IMMEDIATELY, within 30 days, etc.).

Also, if you're dealing with a real estate agent, you want the broker's contact information as well. Realtors enter into deals as arms of their brokers, so you want to know who that broker is.

Of course, you want the address of the subject property on the form, estimated time of job completion, and a host of other important details.

Commissions are lower and slower for real estate professionals, and banks are taking longer than usual to pay. If you don't have a solid foreclosure cleanup contract specific to the foreclosure cleanup industry, you may be busy as a bee, but working for free. Remember, don't make a deal on a verbal agreement or a handshake, or you'll likely get the raw end of the deal.

The beauty of this industry is that the professionals you will work with most of the time in the foreclosure cleanup industry will be realtors, mortgage personnel, bank employees, and investors. They are all accustomed to working with written contractual agreements.

The bottom line is to simply take precaution from the outset and use foreclosure cleanup forms with the proper clauses that will protect you and your business.

Of course, this article is not intended to be a substitute for legal advice.

by Cassandra Black, CEO, Foreclosure Cleanup, LLC and Author of the Foreclosure Cleanup Business Combo Estimate & Contract Form, How to Start a Foreclosure Cleanup Business, The Pricing Guide for Foreclosure Cleaning & Real-Estate Service Businesses: How to Price Jobs for Profit eBook and How to Market Your Foreclosure Cleanup Business: A Step-by-Step, Shoestring Marketing Guide for Foreclosure Cleaning Business Owners.


Wednesday, February 9, 2011

Making Money Work


Two years ago, when Dustin Moskovitz announced he was leaving Facebook to start a new company with fellow-Facebooker Justin Rosenstein most people thought one of two things: He’d had a falling out with Mark Zuckerberg or he was just crazy. What could be more exciting than Facebook?


Moskovitz, of course, was Zuckerberg’s college roommate and co-founder of Facebook. If you get your Facebook history from Aaron Sorkin, he was the guy coding away in silence while half-naked girls did bong hits. If you get your Facebook history from, you know, things that actually happened, Moskovitz outlasted any other co-founder and easily played one of the most pivotal roles in the company’s early years. As such, Asana will get more attention and scrutiny and maybe even hype than most business software startups.


But here’s the thing: Asana deserves it. As it turns out neither of the suppositions for Moskovitz’s decision to leave were right. Moskovitz and Rosenstein just had a really big idea: To fix how people collaborate on projects and work in teams. Something that has so far been unfixable despite billions spent on developing an implementing collaboration and communication software. Something that may be so rooted in the idiosyncrasies of human behavior that it may not be fixable.


But Asana’s opening salvo is pretty impressive. There’s a full demo of the software in the video below, from Asana’s recent friends-and-family open house, so I won’t belabor the features here. (Screen shot is below.) Hear the pitch from the founders yourself. The company is still in private-beta, and it has a 1,200-company waiting list to get an invite. It’ll be opening up more over the course of this year. Asana has raised just over $10 million from several angels, Benchmark Capital and Andreessen Horowitz.


For me, Asana is the most exciting company to spin out of the early “Facebook mafia”– despite the runaway hype of Quora and Google’s jaw-dropping $120 million offer to buy Path. Then again, I’m sort of a business software nerd. I’ve been waiting for this “new generation” of enterprise software companies everyone keeps talking about and mostly feel like the open source and software as a service generations were a let down. These companies changed the way software was priced, delivered and implemented, disrupting old giants, and that’s no small feat. But product-wise, the reinvention of these categories wasn’t as dramatic as salesmen-oriented CEOs would have you believe. Yammer certainly got closer than most to delivering on that buzz phrase “the consumerization of enterprise,” but it was mostly by applying what was working for Twitter to a work-safe, secure app.


But Asana is strikingly different than other collaboration software. Part of that is timing. “I think that web technology has developed to a point where you can have a really great experience in the browser, better than you can have in a desktop app,” says Benchmark’s Matt Cohler. “The Asana team spent a fair amount of time investing in the underlying framework and technology to take advantage of what you couldn’t do a few years ago.” And part of it is because Asana is one of the first business software products re-thought from the ground up by twenty-somethings with no background in old-style enterprise sales and frankly, not too much experience using enterprise software in the workplace.


But here’s what jumped out at me watching it: You can tell Asana was co-created by one of the founders of Facebook. There’s that almost hubristic mission: To fix how people work together and make the global work place a better, more efficient, less frustrating place. “It was a precondition to leaving Facebook that I wasn’t going to start something that was just about chasing money,” Moskovitz says. There’s that Facebook-like obsession with efficiency, organizing inherently messy, social things with newsfeeds, updates and clean design. Pragmatism and data-driven decision making rule the company. Frugality is important but not everything. Asana’s engineers– the Gods of the company– get a $10,000 budget to pimp out their desks. Moskovitz shrugs and says he thinks it should be more, but couldn’t come up with anything they’d need that would cost more than $10,000.


And like Facebook’s early obsession with being a “utility,” Asana wants people to live in this app throughout their work day. Like Facebook did away with the clutter and needless page view clicks of the MySpace world, so too is Asana obsessed with speed. They know that if the software is the least bit cumbersome to use, employees won’t use it. Like Facebook, Asana sees its eventual customer base as, well, everyone. They hope people won’t just use Asana for work, but for things like wedding planning. The two wanted to build this product because managing teams at Facebook was such a chore. In a sense, Moskovitz says he’s still working for Facebook, because he’s still trying to solve the problem he was trying to solve there. It just so happens, he’s also trying to solve that problem for every company in the world.


But all that said, this is in no way another “Facebook for the enterprise.” There’s no list of friends, no events, no photosharing. Asana isn’t about making the workplace “fun” or making it social for the sake of social. Its not about organizing your social graph. It’s about helping people work together more efficiently– cutting out reliance on email, cutting down on the need for those endless meetings, easily assigning and tracking tasks in one instance that is always up to date, because unlike those lame corporate wikis, people are living in the app. Moskovitz and Rosenstein are clear: If they don’t accomplish that, they have failed.



Regulators at the Environmental Protection Agency got the message early.


A month before President Obama promised to review all government regulations to remove unnecessary burdens on small business, EPA lawyers asked a federal court for a 16-month delay in implementing a new rule that would limit toxic air pollution from industrial boilers. The rule had been more than a decade in the making, and was issued last June only after the agency had been forced to act by the courts.


The EPA’s initial proposal would have cost companies an estimated $9.5 billion to bring more than 2,000 heat and steam plants across the U.S. into compliance, according to the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA), headed by regulation czar and Obama confidante Cass Sunstein.


However, the OIRA analysis also showed that reduced particulate matter, carbon monoxide, chlorine, mercury and dioxin emissions from the rule would prevent about 1,900 to 4,800 premature deaths, 1,300 cases of chronic bronchitis, 3,000 nonfatal heart attacks, 3,200 hospital and emergency room visits and 250,000 lost work days each year. The total health benefits, calculated at $17 billion to $41 billion a year, far outweighed the cost of the proposal, according to OIRA.


Environmentalists feared the EPA’s request was a harbinger of a new administration approach to regulation now that Republicans are in control of the House and the president is focused on creating jobs. “The EPA was running scared because the White House wouldn’t back them,” fumed Frank O’Donnell, president of Clean Air Watch. “After the election things changed.”


The January 18 executive order and memorandum outlining the administration’s new regulatory policy seemed to confirm that analysis. Again in his State of the Union address Tuesday evening, the president pledged to weed out unnecessary and duplicative rules and promised to halt any rules that stood in the way of small business’ ability to create jobs.


“When we find rules that put an unnecessary burden on businesses, we will fix them,” Obama said. “But I will not hesitate to create or enforce common-sense safeguards to protect the American people.”


The administration has moved quickly to cozy up to business. In the past week, the Occupational Safety and Health Administration withdrew two rules that had angered business lobbyists, one a proposed rule that would reduce noise pollution in workplaces and the other that would make companies keep records on musculoskeletal injuries in the workplace."Hearing loss caused by excessive noise levels remains a serious occupational health problem in this country," said OSHA chief David Michaels, whose agency often bears the brunt of small business antagonism toward government regulation.


During the Bush administration, Michaels, then a professor at George Washington University, frequently criticized OSHA and other regulatory agencies for failing to follow science when setting rules for protecting workers and public health. “It is clear from the concerns raised about this proposal that addressing this problem requires much more public outreach and many more resources than we had originally anticipated,” he said as he withdrew the noise rule.


Regulation has always been at the heart of corporate and Republican concerns about the direction the federal government takes under Democratic control. Long before there was a “job-killing” health care bill, there was the job-killing EPA, the job-killing Occupational Safety and Health Administration, the job-killing Mine Safety and Health Administration and any number of agencies that stand accused of undermining economic growth when they enforce laws designed to protect America’s air and water, food and drugs, and working and housing conditions.


Industry lobbyists invariably play the job-killing theme in public when lobbying against proposed rules, even as they use scientific arguments, which they must, while making their case before regulatory agencies. But that gets industry only so far. Science and economic analysis usually support tighter rules as more becomes known about the health effects of hazards and the cost of pollution-control technology drops.


For instance, the EPA’s clean air scientific advisory committee, a panel of outside experts that evaluates scientific evidence presented by stakeholders, had endorsed the tougher standards contained in the EPA’s original rule on industrial boilers.


The Council of Industrial Boiler Owners fought back. It commissioned a report that claimed the EPA’s June rule would put 338,000 jobs at risk and cost twice as much as the EPA/OMB estimate. “There are so many things that have to be changed (in the rule) to make it economically viable. They need to provide some flexibility,” said Robert D. Bessette, president of the Council, whose membership includes most of the nation’s largest chemical and paper products manufacturers. Their industrial boilers are among the largest stationary sources of air pollution outside the electricity generating and oil refining industries.


Earlier this month, the District of Columbia federal court turned down the EPA’s request for a delay and gave the agency until mid-February to come up with a final rule. “We are working to complete the final rules now,” a spokeswoman said.


“Congress will be closely monitoring the final rules when they are released next month and considering what steps can be taken to protect jobs and prevent reckless regulation,” said Energy and Commerce Committee Chairman Fred Upton (R-MI). “The EPA will come up with a rule that I’m sure will make no one happy,” predicted Bessette. “Either the enviros or us will petition for a reconsideration.”


The final industrial boiler rule doesn’t just have economic significance, it could signal the future direction of Obama administration policy on major regulatory issues. A number of major decisions coming down the pike will either please or enrage some of most powerful lobbying organizations in Washington, whether on the industry or environmental side. They include administration plans for regulating greenhouse gas emissions like carbon dioxide; coal-burning electricity generating plants whose emissions cross state lines, the so-called clean air transport rule; and the next round of automobile fuel standards, which will go into effect in 2016.


Those major decisions, not skirmishes over minor or duplicative rules, will determine how far the administration is willing to go to please business. “We’re hoping that the agencies and Cass Sunstein will be doing a lot more cost-benefit analysis and offer more regulatory flexibility,” said Susan Eckerly, senior vice president for federal policy at the National Federation of Independent Businesses, a small- business lobbying group. “Those big EPA decisions might not impact small businesses right away, but they will affect our energy costs.”


Environmentalists and other public interest groups are getting ready to push back. “We want 60 miles per gallon by 2025 and a 6 percent decrease in emissions,” said Ann Mesnikoff, director of the green transportation campaign at the Sierra Club. “California shows the technologies are there to get there very cost effectively.”


With unemployment stuck at 9.4 percent, environmentalists recognize the general public is concerned about getting the economy humming again, so they are touting the job-generating potential of green technologies. Much of the intellectual muscle for their new approach is coming out of California, which has taken the lead on regulating greenhouse gases.


Charles Cicchetti of the Pacific Economics Group, a professor emeritus at the University of Southern California and a Republican, recently issued a report that said the coal plant and industrial boiler rules would create one million jobs by generating $150 billion in new capital investment in the nation’s aging energy infrastructure.


“These are real jobs that can be generated right now,” he said. “The technology exists; the capacity to produce it is sitting idle; and the electricity industry can self-finance anything… This is a far more effective way of creating jobs than the stimulus bill since the feds won’t have to borrow money and go further into debt.”


This post originally appeared at The Fiscal Times.


bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

Two years ago, when Dustin Moskovitz announced he was leaving Facebook to start a new company with fellow-Facebooker Justin Rosenstein most people thought one of two things: He’d had a falling out with Mark Zuckerberg or he was just crazy. What could be more exciting than Facebook?


Moskovitz, of course, was Zuckerberg’s college roommate and co-founder of Facebook. If you get your Facebook history from Aaron Sorkin, he was the guy coding away in silence while half-naked girls did bong hits. If you get your Facebook history from, you know, things that actually happened, Moskovitz outlasted any other co-founder and easily played one of the most pivotal roles in the company’s early years. As such, Asana will get more attention and scrutiny and maybe even hype than most business software startups.


But here’s the thing: Asana deserves it. As it turns out neither of the suppositions for Moskovitz’s decision to leave were right. Moskovitz and Rosenstein just had a really big idea: To fix how people collaborate on projects and work in teams. Something that has so far been unfixable despite billions spent on developing an implementing collaboration and communication software. Something that may be so rooted in the idiosyncrasies of human behavior that it may not be fixable.


But Asana’s opening salvo is pretty impressive. There’s a full demo of the software in the video below, from Asana’s recent friends-and-family open house, so I won’t belabor the features here. (Screen shot is below.) Hear the pitch from the founders yourself. The company is still in private-beta, and it has a 1,200-company waiting list to get an invite. It’ll be opening up more over the course of this year. Asana has raised just over $10 million from several angels, Benchmark Capital and Andreessen Horowitz.


For me, Asana is the most exciting company to spin out of the early “Facebook mafia”– despite the runaway hype of Quora and Google’s jaw-dropping $120 million offer to buy Path. Then again, I’m sort of a business software nerd. I’ve been waiting for this “new generation” of enterprise software companies everyone keeps talking about and mostly feel like the open source and software as a service generations were a let down. These companies changed the way software was priced, delivered and implemented, disrupting old giants, and that’s no small feat. But product-wise, the reinvention of these categories wasn’t as dramatic as salesmen-oriented CEOs would have you believe. Yammer certainly got closer than most to delivering on that buzz phrase “the consumerization of enterprise,” but it was mostly by applying what was working for Twitter to a work-safe, secure app.


But Asana is strikingly different than other collaboration software. Part of that is timing. “I think that web technology has developed to a point where you can have a really great experience in the browser, better than you can have in a desktop app,” says Benchmark’s Matt Cohler. “The Asana team spent a fair amount of time investing in the underlying framework and technology to take advantage of what you couldn’t do a few years ago.” And part of it is because Asana is one of the first business software products re-thought from the ground up by twenty-somethings with no background in old-style enterprise sales and frankly, not too much experience using enterprise software in the workplace.


But here’s what jumped out at me watching it: You can tell Asana was co-created by one of the founders of Facebook. There’s that almost hubristic mission: To fix how people work together and make the global work place a better, more efficient, less frustrating place. “It was a precondition to leaving Facebook that I wasn’t going to start something that was just about chasing money,” Moskovitz says. There’s that Facebook-like obsession with efficiency, organizing inherently messy, social things with newsfeeds, updates and clean design. Pragmatism and data-driven decision making rule the company. Frugality is important but not everything. Asana’s engineers– the Gods of the company– get a $10,000 budget to pimp out their desks. Moskovitz shrugs and says he thinks it should be more, but couldn’t come up with anything they’d need that would cost more than $10,000.


And like Facebook’s early obsession with being a “utility,” Asana wants people to live in this app throughout their work day. Like Facebook did away with the clutter and needless page view clicks of the MySpace world, so too is Asana obsessed with speed. They know that if the software is the least bit cumbersome to use, employees won’t use it. Like Facebook, Asana sees its eventual customer base as, well, everyone. They hope people won’t just use Asana for work, but for things like wedding planning. The two wanted to build this product because managing teams at Facebook was such a chore. In a sense, Moskovitz says he’s still working for Facebook, because he’s still trying to solve the problem he was trying to solve there. It just so happens, he’s also trying to solve that problem for every company in the world.


But all that said, this is in no way another “Facebook for the enterprise.” There’s no list of friends, no events, no photosharing. Asana isn’t about making the workplace “fun” or making it social for the sake of social. Its not about organizing your social graph. It’s about helping people work together more efficiently– cutting out reliance on email, cutting down on the need for those endless meetings, easily assigning and tracking tasks in one instance that is always up to date, because unlike those lame corporate wikis, people are living in the app. Moskovitz and Rosenstein are clear: If they don’t accomplish that, they have failed.



Regulators at the Environmental Protection Agency got the message early.


A month before President Obama promised to review all government regulations to remove unnecessary burdens on small business, EPA lawyers asked a federal court for a 16-month delay in implementing a new rule that would limit toxic air pollution from industrial boilers. The rule had been more than a decade in the making, and was issued last June only after the agency had been forced to act by the courts.


The EPA’s initial proposal would have cost companies an estimated $9.5 billion to bring more than 2,000 heat and steam plants across the U.S. into compliance, according to the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA), headed by regulation czar and Obama confidante Cass Sunstein.


However, the OIRA analysis also showed that reduced particulate matter, carbon monoxide, chlorine, mercury and dioxin emissions from the rule would prevent about 1,900 to 4,800 premature deaths, 1,300 cases of chronic bronchitis, 3,000 nonfatal heart attacks, 3,200 hospital and emergency room visits and 250,000 lost work days each year. The total health benefits, calculated at $17 billion to $41 billion a year, far outweighed the cost of the proposal, according to OIRA.


Environmentalists feared the EPA’s request was a harbinger of a new administration approach to regulation now that Republicans are in control of the House and the president is focused on creating jobs. “The EPA was running scared because the White House wouldn’t back them,” fumed Frank O’Donnell, president of Clean Air Watch. “After the election things changed.”


The January 18 executive order and memorandum outlining the administration’s new regulatory policy seemed to confirm that analysis. Again in his State of the Union address Tuesday evening, the president pledged to weed out unnecessary and duplicative rules and promised to halt any rules that stood in the way of small business’ ability to create jobs.


“When we find rules that put an unnecessary burden on businesses, we will fix them,” Obama said. “But I will not hesitate to create or enforce common-sense safeguards to protect the American people.”


The administration has moved quickly to cozy up to business. In the past week, the Occupational Safety and Health Administration withdrew two rules that had angered business lobbyists, one a proposed rule that would reduce noise pollution in workplaces and the other that would make companies keep records on musculoskeletal injuries in the workplace."Hearing loss caused by excessive noise levels remains a serious occupational health problem in this country," said OSHA chief David Michaels, whose agency often bears the brunt of small business antagonism toward government regulation.


During the Bush administration, Michaels, then a professor at George Washington University, frequently criticized OSHA and other regulatory agencies for failing to follow science when setting rules for protecting workers and public health. “It is clear from the concerns raised about this proposal that addressing this problem requires much more public outreach and many more resources than we had originally anticipated,” he said as he withdrew the noise rule.


Regulation has always been at the heart of corporate and Republican concerns about the direction the federal government takes under Democratic control. Long before there was a “job-killing” health care bill, there was the job-killing EPA, the job-killing Occupational Safety and Health Administration, the job-killing Mine Safety and Health Administration and any number of agencies that stand accused of undermining economic growth when they enforce laws designed to protect America’s air and water, food and drugs, and working and housing conditions.


Industry lobbyists invariably play the job-killing theme in public when lobbying against proposed rules, even as they use scientific arguments, which they must, while making their case before regulatory agencies. But that gets industry only so far. Science and economic analysis usually support tighter rules as more becomes known about the health effects of hazards and the cost of pollution-control technology drops.


For instance, the EPA’s clean air scientific advisory committee, a panel of outside experts that evaluates scientific evidence presented by stakeholders, had endorsed the tougher standards contained in the EPA’s original rule on industrial boilers.


The Council of Industrial Boiler Owners fought back. It commissioned a report that claimed the EPA’s June rule would put 338,000 jobs at risk and cost twice as much as the EPA/OMB estimate. “There are so many things that have to be changed (in the rule) to make it economically viable. They need to provide some flexibility,” said Robert D. Bessette, president of the Council, whose membership includes most of the nation’s largest chemical and paper products manufacturers. Their industrial boilers are among the largest stationary sources of air pollution outside the electricity generating and oil refining industries.


Earlier this month, the District of Columbia federal court turned down the EPA’s request for a delay and gave the agency until mid-February to come up with a final rule. “We are working to complete the final rules now,” a spokeswoman said.


“Congress will be closely monitoring the final rules when they are released next month and considering what steps can be taken to protect jobs and prevent reckless regulation,” said Energy and Commerce Committee Chairman Fred Upton (R-MI). “The EPA will come up with a rule that I’m sure will make no one happy,” predicted Bessette. “Either the enviros or us will petition for a reconsideration.”


The final industrial boiler rule doesn’t just have economic significance, it could signal the future direction of Obama administration policy on major regulatory issues. A number of major decisions coming down the pike will either please or enrage some of most powerful lobbying organizations in Washington, whether on the industry or environmental side. They include administration plans for regulating greenhouse gas emissions like carbon dioxide; coal-burning electricity generating plants whose emissions cross state lines, the so-called clean air transport rule; and the next round of automobile fuel standards, which will go into effect in 2016.


Those major decisions, not skirmishes over minor or duplicative rules, will determine how far the administration is willing to go to please business. “We’re hoping that the agencies and Cass Sunstein will be doing a lot more cost-benefit analysis and offer more regulatory flexibility,” said Susan Eckerly, senior vice president for federal policy at the National Federation of Independent Businesses, a small- business lobbying group. “Those big EPA decisions might not impact small businesses right away, but they will affect our energy costs.”


Environmentalists and other public interest groups are getting ready to push back. “We want 60 miles per gallon by 2025 and a 6 percent decrease in emissions,” said Ann Mesnikoff, director of the green transportation campaign at the Sierra Club. “California shows the technologies are there to get there very cost effectively.”


With unemployment stuck at 9.4 percent, environmentalists recognize the general public is concerned about getting the economy humming again, so they are touting the job-generating potential of green technologies. Much of the intellectual muscle for their new approach is coming out of California, which has taken the lead on regulating greenhouse gases.


Charles Cicchetti of the Pacific Economics Group, a professor emeritus at the University of Southern California and a Republican, recently issued a report that said the coal plant and industrial boiler rules would create one million jobs by generating $150 billion in new capital investment in the nation’s aging energy infrastructure.


“These are real jobs that can be generated right now,” he said. “The technology exists; the capacity to produce it is sitting idle; and the electricity industry can self-finance anything… This is a far more effective way of creating jobs than the stimulus bill since the feds won’t have to borrow money and go further into debt.”


This post originally appeared at The Fiscal Times.


bench craft company>

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company
[reefeed]
bench craft company

Clickbank Affiliate | Make Money With Clickbank! | Clickbank Money | Clickbank Software | Clickbank Tutorial by thenyouwin


bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

Two years ago, when Dustin Moskovitz announced he was leaving Facebook to start a new company with fellow-Facebooker Justin Rosenstein most people thought one of two things: He’d had a falling out with Mark Zuckerberg or he was just crazy. What could be more exciting than Facebook?


Moskovitz, of course, was Zuckerberg’s college roommate and co-founder of Facebook. If you get your Facebook history from Aaron Sorkin, he was the guy coding away in silence while half-naked girls did bong hits. If you get your Facebook history from, you know, things that actually happened, Moskovitz outlasted any other co-founder and easily played one of the most pivotal roles in the company’s early years. As such, Asana will get more attention and scrutiny and maybe even hype than most business software startups.


But here’s the thing: Asana deserves it. As it turns out neither of the suppositions for Moskovitz’s decision to leave were right. Moskovitz and Rosenstein just had a really big idea: To fix how people collaborate on projects and work in teams. Something that has so far been unfixable despite billions spent on developing an implementing collaboration and communication software. Something that may be so rooted in the idiosyncrasies of human behavior that it may not be fixable.


But Asana’s opening salvo is pretty impressive. There’s a full demo of the software in the video below, from Asana’s recent friends-and-family open house, so I won’t belabor the features here. (Screen shot is below.) Hear the pitch from the founders yourself. The company is still in private-beta, and it has a 1,200-company waiting list to get an invite. It’ll be opening up more over the course of this year. Asana has raised just over $10 million from several angels, Benchmark Capital and Andreessen Horowitz.


For me, Asana is the most exciting company to spin out of the early “Facebook mafia”– despite the runaway hype of Quora and Google’s jaw-dropping $120 million offer to buy Path. Then again, I’m sort of a business software nerd. I’ve been waiting for this “new generation” of enterprise software companies everyone keeps talking about and mostly feel like the open source and software as a service generations were a let down. These companies changed the way software was priced, delivered and implemented, disrupting old giants, and that’s no small feat. But product-wise, the reinvention of these categories wasn’t as dramatic as salesmen-oriented CEOs would have you believe. Yammer certainly got closer than most to delivering on that buzz phrase “the consumerization of enterprise,” but it was mostly by applying what was working for Twitter to a work-safe, secure app.


But Asana is strikingly different than other collaboration software. Part of that is timing. “I think that web technology has developed to a point where you can have a really great experience in the browser, better than you can have in a desktop app,” says Benchmark’s Matt Cohler. “The Asana team spent a fair amount of time investing in the underlying framework and technology to take advantage of what you couldn’t do a few years ago.” And part of it is because Asana is one of the first business software products re-thought from the ground up by twenty-somethings with no background in old-style enterprise sales and frankly, not too much experience using enterprise software in the workplace.


But here’s what jumped out at me watching it: You can tell Asana was co-created by one of the founders of Facebook. There’s that almost hubristic mission: To fix how people work together and make the global work place a better, more efficient, less frustrating place. “It was a precondition to leaving Facebook that I wasn’t going to start something that was just about chasing money,” Moskovitz says. There’s that Facebook-like obsession with efficiency, organizing inherently messy, social things with newsfeeds, updates and clean design. Pragmatism and data-driven decision making rule the company. Frugality is important but not everything. Asana’s engineers– the Gods of the company– get a $10,000 budget to pimp out their desks. Moskovitz shrugs and says he thinks it should be more, but couldn’t come up with anything they’d need that would cost more than $10,000.


And like Facebook’s early obsession with being a “utility,” Asana wants people to live in this app throughout their work day. Like Facebook did away with the clutter and needless page view clicks of the MySpace world, so too is Asana obsessed with speed. They know that if the software is the least bit cumbersome to use, employees won’t use it. Like Facebook, Asana sees its eventual customer base as, well, everyone. They hope people won’t just use Asana for work, but for things like wedding planning. The two wanted to build this product because managing teams at Facebook was such a chore. In a sense, Moskovitz says he’s still working for Facebook, because he’s still trying to solve the problem he was trying to solve there. It just so happens, he’s also trying to solve that problem for every company in the world.


But all that said, this is in no way another “Facebook for the enterprise.” There’s no list of friends, no events, no photosharing. Asana isn’t about making the workplace “fun” or making it social for the sake of social. Its not about organizing your social graph. It’s about helping people work together more efficiently– cutting out reliance on email, cutting down on the need for those endless meetings, easily assigning and tracking tasks in one instance that is always up to date, because unlike those lame corporate wikis, people are living in the app. Moskovitz and Rosenstein are clear: If they don’t accomplish that, they have failed.



Regulators at the Environmental Protection Agency got the message early.


A month before President Obama promised to review all government regulations to remove unnecessary burdens on small business, EPA lawyers asked a federal court for a 16-month delay in implementing a new rule that would limit toxic air pollution from industrial boilers. The rule had been more than a decade in the making, and was issued last June only after the agency had been forced to act by the courts.


The EPA’s initial proposal would have cost companies an estimated $9.5 billion to bring more than 2,000 heat and steam plants across the U.S. into compliance, according to the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA), headed by regulation czar and Obama confidante Cass Sunstein.


However, the OIRA analysis also showed that reduced particulate matter, carbon monoxide, chlorine, mercury and dioxin emissions from the rule would prevent about 1,900 to 4,800 premature deaths, 1,300 cases of chronic bronchitis, 3,000 nonfatal heart attacks, 3,200 hospital and emergency room visits and 250,000 lost work days each year. The total health benefits, calculated at $17 billion to $41 billion a year, far outweighed the cost of the proposal, according to OIRA.


Environmentalists feared the EPA’s request was a harbinger of a new administration approach to regulation now that Republicans are in control of the House and the president is focused on creating jobs. “The EPA was running scared because the White House wouldn’t back them,” fumed Frank O’Donnell, president of Clean Air Watch. “After the election things changed.”


The January 18 executive order and memorandum outlining the administration’s new regulatory policy seemed to confirm that analysis. Again in his State of the Union address Tuesday evening, the president pledged to weed out unnecessary and duplicative rules and promised to halt any rules that stood in the way of small business’ ability to create jobs.


“When we find rules that put an unnecessary burden on businesses, we will fix them,” Obama said. “But I will not hesitate to create or enforce common-sense safeguards to protect the American people.”


The administration has moved quickly to cozy up to business. In the past week, the Occupational Safety and Health Administration withdrew two rules that had angered business lobbyists, one a proposed rule that would reduce noise pollution in workplaces and the other that would make companies keep records on musculoskeletal injuries in the workplace."Hearing loss caused by excessive noise levels remains a serious occupational health problem in this country," said OSHA chief David Michaels, whose agency often bears the brunt of small business antagonism toward government regulation.


During the Bush administration, Michaels, then a professor at George Washington University, frequently criticized OSHA and other regulatory agencies for failing to follow science when setting rules for protecting workers and public health. “It is clear from the concerns raised about this proposal that addressing this problem requires much more public outreach and many more resources than we had originally anticipated,” he said as he withdrew the noise rule.


Regulation has always been at the heart of corporate and Republican concerns about the direction the federal government takes under Democratic control. Long before there was a “job-killing” health care bill, there was the job-killing EPA, the job-killing Occupational Safety and Health Administration, the job-killing Mine Safety and Health Administration and any number of agencies that stand accused of undermining economic growth when they enforce laws designed to protect America’s air and water, food and drugs, and working and housing conditions.


Industry lobbyists invariably play the job-killing theme in public when lobbying against proposed rules, even as they use scientific arguments, which they must, while making their case before regulatory agencies. But that gets industry only so far. Science and economic analysis usually support tighter rules as more becomes known about the health effects of hazards and the cost of pollution-control technology drops.


For instance, the EPA’s clean air scientific advisory committee, a panel of outside experts that evaluates scientific evidence presented by stakeholders, had endorsed the tougher standards contained in the EPA’s original rule on industrial boilers.


The Council of Industrial Boiler Owners fought back. It commissioned a report that claimed the EPA’s June rule would put 338,000 jobs at risk and cost twice as much as the EPA/OMB estimate. “There are so many things that have to be changed (in the rule) to make it economically viable. They need to provide some flexibility,” said Robert D. Bessette, president of the Council, whose membership includes most of the nation’s largest chemical and paper products manufacturers. Their industrial boilers are among the largest stationary sources of air pollution outside the electricity generating and oil refining industries.


Earlier this month, the District of Columbia federal court turned down the EPA’s request for a delay and gave the agency until mid-February to come up with a final rule. “We are working to complete the final rules now,” a spokeswoman said.


“Congress will be closely monitoring the final rules when they are released next month and considering what steps can be taken to protect jobs and prevent reckless regulation,” said Energy and Commerce Committee Chairman Fred Upton (R-MI). “The EPA will come up with a rule that I’m sure will make no one happy,” predicted Bessette. “Either the enviros or us will petition for a reconsideration.”


The final industrial boiler rule doesn’t just have economic significance, it could signal the future direction of Obama administration policy on major regulatory issues. A number of major decisions coming down the pike will either please or enrage some of most powerful lobbying organizations in Washington, whether on the industry or environmental side. They include administration plans for regulating greenhouse gas emissions like carbon dioxide; coal-burning electricity generating plants whose emissions cross state lines, the so-called clean air transport rule; and the next round of automobile fuel standards, which will go into effect in 2016.


Those major decisions, not skirmishes over minor or duplicative rules, will determine how far the administration is willing to go to please business. “We’re hoping that the agencies and Cass Sunstein will be doing a lot more cost-benefit analysis and offer more regulatory flexibility,” said Susan Eckerly, senior vice president for federal policy at the National Federation of Independent Businesses, a small- business lobbying group. “Those big EPA decisions might not impact small businesses right away, but they will affect our energy costs.”


Environmentalists and other public interest groups are getting ready to push back. “We want 60 miles per gallon by 2025 and a 6 percent decrease in emissions,” said Ann Mesnikoff, director of the green transportation campaign at the Sierra Club. “California shows the technologies are there to get there very cost effectively.”


With unemployment stuck at 9.4 percent, environmentalists recognize the general public is concerned about getting the economy humming again, so they are touting the job-generating potential of green technologies. Much of the intellectual muscle for their new approach is coming out of California, which has taken the lead on regulating greenhouse gases.


Charles Cicchetti of the Pacific Economics Group, a professor emeritus at the University of Southern California and a Republican, recently issued a report that said the coal plant and industrial boiler rules would create one million jobs by generating $150 billion in new capital investment in the nation’s aging energy infrastructure.


“These are real jobs that can be generated right now,” he said. “The technology exists; the capacity to produce it is sitting idle; and the electricity industry can self-finance anything… This is a far more effective way of creating jobs than the stimulus bill since the feds won’t have to borrow money and go further into debt.”


This post originally appeared at The Fiscal Times.


bench craft company

Clickbank Affiliate | Make Money With Clickbank! | Clickbank Money | Clickbank Software | Clickbank Tutorial by thenyouwin


bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

Clickbank Affiliate | Make Money With Clickbank! | Clickbank Money | Clickbank Software | Clickbank Tutorial by thenyouwin


bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company bench craft company
bench craft company

Clickbank Affiliate | Make Money With Clickbank! | Clickbank Money | Clickbank Software | Clickbank Tutorial by thenyouwin


bench craft company
bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

Making money from the internet through affiliate marketing is straight forward, right? All you have to do is join an affiliate program, promote their stuff, generate sales and gain commissions. Well fact of the matter is it is much easier said than done. We've all heard the saying that if something is too good to be true, it probably is. Affiliate marketing is no exception. Every affiliate program you find always claims to be the best.

One thing affiliate programs might do is give you the thought that it is very straightforward and effortless to make money from them. They convince you that all you have to do is throw a banner or link on your site and start watching the money rake in. This is seldom the case. For those who have already established a profitable site and a name for themselves, it might be the case. They probably already have a steady, generous stream of traffic and customers. For the rest of us, affiliate marketing requires a bit of time and effort.

A common form of affiliate marketing is e-mail marketing. If used well, it can be extremely useful. However, you must be extremely cautious with e-mail marketing so that you are not accused of spam. Before you start with e-mail marketing you must learn the basics of it. Otherwise you will waste your time, effort, and money. If you choose to use e-mail for affiliate marketing, you must be sure that you make yourself available for any questions. You will be able to give better, more believable testimonies about what you're promoting if you have first hand experience. Your readers will have more trust in you if you give them free, useful information about what you are promoting. You can also give them unbiased testimonies about your product or service. In each article and e-mail you send, you should include a link to your site. You get to promote your business this way and your readers might find something they are willing to pay money for on your site.

If you even want a slight possibility to make money from affiliate marketing, then you must be clever and unique. In affiliate marketing, there are usually countless amounts of people promoting the exact same thing you are. You have to stand out from them to ensure that it is you that makes the sale and gains the commission, and not someone else. A lot of people promoting the exact same thing, the exact same way tends to drive potential buyers away from you. Dive deep into your creativity and originality so the potential buyer stays interested in you and what you have to say. Put it this way: if you don't make the effort to stand out from the herd, then someone who is smarter will, and that person will be the one making all the sales and commissions. It will take time and patience, but it will all be worth it in the end.

Whatever form of advertising you choose, be aware that you can not expect results overnight. Possible? Perhaps, but not likely. Again, this goes back to those who have already established a name for themselves and are more experienced at this than you are. It takes time for people to see your banner, link, or article and become interested. It will take even more time for people to be interested enough to click and buy what you are promoting. Test and retest to see what works and what does not work. Also be aware that some strategies that have worked for you before may not work for other promotions, and that some strategies that worked for others might not work for you.

Never be afraid to ask for help if you need it. Reputable affiliate programs will be willing to help people and offer support whenever anyone needs it. You can look on online forums and find a bunch of people who experience with that same affiliate program, and ask them for help. The best way to embark on a new journey is by asking help from somebody just coming back.

Affiliate marketing is always a challenge, no matter if you are just new or if you are a veteran. There are always new things coming out, new methods and techniques being discovered, and changes in the marketplace. What worked before may not work today, and what works today may not work tomorrow. A master affiliate marketer could very well be surpassed by an anxious newcomer. The ones who make the most money are always on the prowl, hoping to find the next big thing before anybody else does.