Wednesday, February 9, 2011

Making Money Work


Two years ago, when Dustin Moskovitz announced he was leaving Facebook to start a new company with fellow-Facebooker Justin Rosenstein most people thought one of two things: He’d had a falling out with Mark Zuckerberg or he was just crazy. What could be more exciting than Facebook?


Moskovitz, of course, was Zuckerberg’s college roommate and co-founder of Facebook. If you get your Facebook history from Aaron Sorkin, he was the guy coding away in silence while half-naked girls did bong hits. If you get your Facebook history from, you know, things that actually happened, Moskovitz outlasted any other co-founder and easily played one of the most pivotal roles in the company’s early years. As such, Asana will get more attention and scrutiny and maybe even hype than most business software startups.


But here’s the thing: Asana deserves it. As it turns out neither of the suppositions for Moskovitz’s decision to leave were right. Moskovitz and Rosenstein just had a really big idea: To fix how people collaborate on projects and work in teams. Something that has so far been unfixable despite billions spent on developing an implementing collaboration and communication software. Something that may be so rooted in the idiosyncrasies of human behavior that it may not be fixable.


But Asana’s opening salvo is pretty impressive. There’s a full demo of the software in the video below, from Asana’s recent friends-and-family open house, so I won’t belabor the features here. (Screen shot is below.) Hear the pitch from the founders yourself. The company is still in private-beta, and it has a 1,200-company waiting list to get an invite. It’ll be opening up more over the course of this year. Asana has raised just over $10 million from several angels, Benchmark Capital and Andreessen Horowitz.


For me, Asana is the most exciting company to spin out of the early “Facebook mafia”– despite the runaway hype of Quora and Google’s jaw-dropping $120 million offer to buy Path. Then again, I’m sort of a business software nerd. I’ve been waiting for this “new generation” of enterprise software companies everyone keeps talking about and mostly feel like the open source and software as a service generations were a let down. These companies changed the way software was priced, delivered and implemented, disrupting old giants, and that’s no small feat. But product-wise, the reinvention of these categories wasn’t as dramatic as salesmen-oriented CEOs would have you believe. Yammer certainly got closer than most to delivering on that buzz phrase “the consumerization of enterprise,” but it was mostly by applying what was working for Twitter to a work-safe, secure app.


But Asana is strikingly different than other collaboration software. Part of that is timing. “I think that web technology has developed to a point where you can have a really great experience in the browser, better than you can have in a desktop app,” says Benchmark’s Matt Cohler. “The Asana team spent a fair amount of time investing in the underlying framework and technology to take advantage of what you couldn’t do a few years ago.” And part of it is because Asana is one of the first business software products re-thought from the ground up by twenty-somethings with no background in old-style enterprise sales and frankly, not too much experience using enterprise software in the workplace.


But here’s what jumped out at me watching it: You can tell Asana was co-created by one of the founders of Facebook. There’s that almost hubristic mission: To fix how people work together and make the global work place a better, more efficient, less frustrating place. “It was a precondition to leaving Facebook that I wasn’t going to start something that was just about chasing money,” Moskovitz says. There’s that Facebook-like obsession with efficiency, organizing inherently messy, social things with newsfeeds, updates and clean design. Pragmatism and data-driven decision making rule the company. Frugality is important but not everything. Asana’s engineers– the Gods of the company– get a $10,000 budget to pimp out their desks. Moskovitz shrugs and says he thinks it should be more, but couldn’t come up with anything they’d need that would cost more than $10,000.


And like Facebook’s early obsession with being a “utility,” Asana wants people to live in this app throughout their work day. Like Facebook did away with the clutter and needless page view clicks of the MySpace world, so too is Asana obsessed with speed. They know that if the software is the least bit cumbersome to use, employees won’t use it. Like Facebook, Asana sees its eventual customer base as, well, everyone. They hope people won’t just use Asana for work, but for things like wedding planning. The two wanted to build this product because managing teams at Facebook was such a chore. In a sense, Moskovitz says he’s still working for Facebook, because he’s still trying to solve the problem he was trying to solve there. It just so happens, he’s also trying to solve that problem for every company in the world.


But all that said, this is in no way another “Facebook for the enterprise.” There’s no list of friends, no events, no photosharing. Asana isn’t about making the workplace “fun” or making it social for the sake of social. Its not about organizing your social graph. It’s about helping people work together more efficiently– cutting out reliance on email, cutting down on the need for those endless meetings, easily assigning and tracking tasks in one instance that is always up to date, because unlike those lame corporate wikis, people are living in the app. Moskovitz and Rosenstein are clear: If they don’t accomplish that, they have failed.



Regulators at the Environmental Protection Agency got the message early.


A month before President Obama promised to review all government regulations to remove unnecessary burdens on small business, EPA lawyers asked a federal court for a 16-month delay in implementing a new rule that would limit toxic air pollution from industrial boilers. The rule had been more than a decade in the making, and was issued last June only after the agency had been forced to act by the courts.


The EPA’s initial proposal would have cost companies an estimated $9.5 billion to bring more than 2,000 heat and steam plants across the U.S. into compliance, according to the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA), headed by regulation czar and Obama confidante Cass Sunstein.


However, the OIRA analysis also showed that reduced particulate matter, carbon monoxide, chlorine, mercury and dioxin emissions from the rule would prevent about 1,900 to 4,800 premature deaths, 1,300 cases of chronic bronchitis, 3,000 nonfatal heart attacks, 3,200 hospital and emergency room visits and 250,000 lost work days each year. The total health benefits, calculated at $17 billion to $41 billion a year, far outweighed the cost of the proposal, according to OIRA.


Environmentalists feared the EPA’s request was a harbinger of a new administration approach to regulation now that Republicans are in control of the House and the president is focused on creating jobs. “The EPA was running scared because the White House wouldn’t back them,” fumed Frank O’Donnell, president of Clean Air Watch. “After the election things changed.”


The January 18 executive order and memorandum outlining the administration’s new regulatory policy seemed to confirm that analysis. Again in his State of the Union address Tuesday evening, the president pledged to weed out unnecessary and duplicative rules and promised to halt any rules that stood in the way of small business’ ability to create jobs.


“When we find rules that put an unnecessary burden on businesses, we will fix them,” Obama said. “But I will not hesitate to create or enforce common-sense safeguards to protect the American people.”


The administration has moved quickly to cozy up to business. In the past week, the Occupational Safety and Health Administration withdrew two rules that had angered business lobbyists, one a proposed rule that would reduce noise pollution in workplaces and the other that would make companies keep records on musculoskeletal injuries in the workplace."Hearing loss caused by excessive noise levels remains a serious occupational health problem in this country," said OSHA chief David Michaels, whose agency often bears the brunt of small business antagonism toward government regulation.


During the Bush administration, Michaels, then a professor at George Washington University, frequently criticized OSHA and other regulatory agencies for failing to follow science when setting rules for protecting workers and public health. “It is clear from the concerns raised about this proposal that addressing this problem requires much more public outreach and many more resources than we had originally anticipated,” he said as he withdrew the noise rule.


Regulation has always been at the heart of corporate and Republican concerns about the direction the federal government takes under Democratic control. Long before there was a “job-killing” health care bill, there was the job-killing EPA, the job-killing Occupational Safety and Health Administration, the job-killing Mine Safety and Health Administration and any number of agencies that stand accused of undermining economic growth when they enforce laws designed to protect America’s air and water, food and drugs, and working and housing conditions.


Industry lobbyists invariably play the job-killing theme in public when lobbying against proposed rules, even as they use scientific arguments, which they must, while making their case before regulatory agencies. But that gets industry only so far. Science and economic analysis usually support tighter rules as more becomes known about the health effects of hazards and the cost of pollution-control technology drops.


For instance, the EPA’s clean air scientific advisory committee, a panel of outside experts that evaluates scientific evidence presented by stakeholders, had endorsed the tougher standards contained in the EPA’s original rule on industrial boilers.


The Council of Industrial Boiler Owners fought back. It commissioned a report that claimed the EPA’s June rule would put 338,000 jobs at risk and cost twice as much as the EPA/OMB estimate. “There are so many things that have to be changed (in the rule) to make it economically viable. They need to provide some flexibility,” said Robert D. Bessette, president of the Council, whose membership includes most of the nation’s largest chemical and paper products manufacturers. Their industrial boilers are among the largest stationary sources of air pollution outside the electricity generating and oil refining industries.


Earlier this month, the District of Columbia federal court turned down the EPA’s request for a delay and gave the agency until mid-February to come up with a final rule. “We are working to complete the final rules now,” a spokeswoman said.


“Congress will be closely monitoring the final rules when they are released next month and considering what steps can be taken to protect jobs and prevent reckless regulation,” said Energy and Commerce Committee Chairman Fred Upton (R-MI). “The EPA will come up with a rule that I’m sure will make no one happy,” predicted Bessette. “Either the enviros or us will petition for a reconsideration.”


The final industrial boiler rule doesn’t just have economic significance, it could signal the future direction of Obama administration policy on major regulatory issues. A number of major decisions coming down the pike will either please or enrage some of most powerful lobbying organizations in Washington, whether on the industry or environmental side. They include administration plans for regulating greenhouse gas emissions like carbon dioxide; coal-burning electricity generating plants whose emissions cross state lines, the so-called clean air transport rule; and the next round of automobile fuel standards, which will go into effect in 2016.


Those major decisions, not skirmishes over minor or duplicative rules, will determine how far the administration is willing to go to please business. “We’re hoping that the agencies and Cass Sunstein will be doing a lot more cost-benefit analysis and offer more regulatory flexibility,” said Susan Eckerly, senior vice president for federal policy at the National Federation of Independent Businesses, a small- business lobbying group. “Those big EPA decisions might not impact small businesses right away, but they will affect our energy costs.”


Environmentalists and other public interest groups are getting ready to push back. “We want 60 miles per gallon by 2025 and a 6 percent decrease in emissions,” said Ann Mesnikoff, director of the green transportation campaign at the Sierra Club. “California shows the technologies are there to get there very cost effectively.”


With unemployment stuck at 9.4 percent, environmentalists recognize the general public is concerned about getting the economy humming again, so they are touting the job-generating potential of green technologies. Much of the intellectual muscle for their new approach is coming out of California, which has taken the lead on regulating greenhouse gases.


Charles Cicchetti of the Pacific Economics Group, a professor emeritus at the University of Southern California and a Republican, recently issued a report that said the coal plant and industrial boiler rules would create one million jobs by generating $150 billion in new capital investment in the nation’s aging energy infrastructure.


“These are real jobs that can be generated right now,” he said. “The technology exists; the capacity to produce it is sitting idle; and the electricity industry can self-finance anything… This is a far more effective way of creating jobs than the stimulus bill since the feds won’t have to borrow money and go further into debt.”


This post originally appeared at The Fiscal Times.


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Two years ago, when Dustin Moskovitz announced he was leaving Facebook to start a new company with fellow-Facebooker Justin Rosenstein most people thought one of two things: He’d had a falling out with Mark Zuckerberg or he was just crazy. What could be more exciting than Facebook?


Moskovitz, of course, was Zuckerberg’s college roommate and co-founder of Facebook. If you get your Facebook history from Aaron Sorkin, he was the guy coding away in silence while half-naked girls did bong hits. If you get your Facebook history from, you know, things that actually happened, Moskovitz outlasted any other co-founder and easily played one of the most pivotal roles in the company’s early years. As such, Asana will get more attention and scrutiny and maybe even hype than most business software startups.


But here’s the thing: Asana deserves it. As it turns out neither of the suppositions for Moskovitz’s decision to leave were right. Moskovitz and Rosenstein just had a really big idea: To fix how people collaborate on projects and work in teams. Something that has so far been unfixable despite billions spent on developing an implementing collaboration and communication software. Something that may be so rooted in the idiosyncrasies of human behavior that it may not be fixable.


But Asana’s opening salvo is pretty impressive. There’s a full demo of the software in the video below, from Asana’s recent friends-and-family open house, so I won’t belabor the features here. (Screen shot is below.) Hear the pitch from the founders yourself. The company is still in private-beta, and it has a 1,200-company waiting list to get an invite. It’ll be opening up more over the course of this year. Asana has raised just over $10 million from several angels, Benchmark Capital and Andreessen Horowitz.


For me, Asana is the most exciting company to spin out of the early “Facebook mafia”– despite the runaway hype of Quora and Google’s jaw-dropping $120 million offer to buy Path. Then again, I’m sort of a business software nerd. I’ve been waiting for this “new generation” of enterprise software companies everyone keeps talking about and mostly feel like the open source and software as a service generations were a let down. These companies changed the way software was priced, delivered and implemented, disrupting old giants, and that’s no small feat. But product-wise, the reinvention of these categories wasn’t as dramatic as salesmen-oriented CEOs would have you believe. Yammer certainly got closer than most to delivering on that buzz phrase “the consumerization of enterprise,” but it was mostly by applying what was working for Twitter to a work-safe, secure app.


But Asana is strikingly different than other collaboration software. Part of that is timing. “I think that web technology has developed to a point where you can have a really great experience in the browser, better than you can have in a desktop app,” says Benchmark’s Matt Cohler. “The Asana team spent a fair amount of time investing in the underlying framework and technology to take advantage of what you couldn’t do a few years ago.” And part of it is because Asana is one of the first business software products re-thought from the ground up by twenty-somethings with no background in old-style enterprise sales and frankly, not too much experience using enterprise software in the workplace.


But here’s what jumped out at me watching it: You can tell Asana was co-created by one of the founders of Facebook. There’s that almost hubristic mission: To fix how people work together and make the global work place a better, more efficient, less frustrating place. “It was a precondition to leaving Facebook that I wasn’t going to start something that was just about chasing money,” Moskovitz says. There’s that Facebook-like obsession with efficiency, organizing inherently messy, social things with newsfeeds, updates and clean design. Pragmatism and data-driven decision making rule the company. Frugality is important but not everything. Asana’s engineers– the Gods of the company– get a $10,000 budget to pimp out their desks. Moskovitz shrugs and says he thinks it should be more, but couldn’t come up with anything they’d need that would cost more than $10,000.


And like Facebook’s early obsession with being a “utility,” Asana wants people to live in this app throughout their work day. Like Facebook did away with the clutter and needless page view clicks of the MySpace world, so too is Asana obsessed with speed. They know that if the software is the least bit cumbersome to use, employees won’t use it. Like Facebook, Asana sees its eventual customer base as, well, everyone. They hope people won’t just use Asana for work, but for things like wedding planning. The two wanted to build this product because managing teams at Facebook was such a chore. In a sense, Moskovitz says he’s still working for Facebook, because he’s still trying to solve the problem he was trying to solve there. It just so happens, he’s also trying to solve that problem for every company in the world.


But all that said, this is in no way another “Facebook for the enterprise.” There’s no list of friends, no events, no photosharing. Asana isn’t about making the workplace “fun” or making it social for the sake of social. Its not about organizing your social graph. It’s about helping people work together more efficiently– cutting out reliance on email, cutting down on the need for those endless meetings, easily assigning and tracking tasks in one instance that is always up to date, because unlike those lame corporate wikis, people are living in the app. Moskovitz and Rosenstein are clear: If they don’t accomplish that, they have failed.



Regulators at the Environmental Protection Agency got the message early.


A month before President Obama promised to review all government regulations to remove unnecessary burdens on small business, EPA lawyers asked a federal court for a 16-month delay in implementing a new rule that would limit toxic air pollution from industrial boilers. The rule had been more than a decade in the making, and was issued last June only after the agency had been forced to act by the courts.


The EPA’s initial proposal would have cost companies an estimated $9.5 billion to bring more than 2,000 heat and steam plants across the U.S. into compliance, according to the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA), headed by regulation czar and Obama confidante Cass Sunstein.


However, the OIRA analysis also showed that reduced particulate matter, carbon monoxide, chlorine, mercury and dioxin emissions from the rule would prevent about 1,900 to 4,800 premature deaths, 1,300 cases of chronic bronchitis, 3,000 nonfatal heart attacks, 3,200 hospital and emergency room visits and 250,000 lost work days each year. The total health benefits, calculated at $17 billion to $41 billion a year, far outweighed the cost of the proposal, according to OIRA.


Environmentalists feared the EPA’s request was a harbinger of a new administration approach to regulation now that Republicans are in control of the House and the president is focused on creating jobs. “The EPA was running scared because the White House wouldn’t back them,” fumed Frank O’Donnell, president of Clean Air Watch. “After the election things changed.”


The January 18 executive order and memorandum outlining the administration’s new regulatory policy seemed to confirm that analysis. Again in his State of the Union address Tuesday evening, the president pledged to weed out unnecessary and duplicative rules and promised to halt any rules that stood in the way of small business’ ability to create jobs.


“When we find rules that put an unnecessary burden on businesses, we will fix them,” Obama said. “But I will not hesitate to create or enforce common-sense safeguards to protect the American people.”


The administration has moved quickly to cozy up to business. In the past week, the Occupational Safety and Health Administration withdrew two rules that had angered business lobbyists, one a proposed rule that would reduce noise pollution in workplaces and the other that would make companies keep records on musculoskeletal injuries in the workplace."Hearing loss caused by excessive noise levels remains a serious occupational health problem in this country," said OSHA chief David Michaels, whose agency often bears the brunt of small business antagonism toward government regulation.


During the Bush administration, Michaels, then a professor at George Washington University, frequently criticized OSHA and other regulatory agencies for failing to follow science when setting rules for protecting workers and public health. “It is clear from the concerns raised about this proposal that addressing this problem requires much more public outreach and many more resources than we had originally anticipated,” he said as he withdrew the noise rule.


Regulation has always been at the heart of corporate and Republican concerns about the direction the federal government takes under Democratic control. Long before there was a “job-killing” health care bill, there was the job-killing EPA, the job-killing Occupational Safety and Health Administration, the job-killing Mine Safety and Health Administration and any number of agencies that stand accused of undermining economic growth when they enforce laws designed to protect America’s air and water, food and drugs, and working and housing conditions.


Industry lobbyists invariably play the job-killing theme in public when lobbying against proposed rules, even as they use scientific arguments, which they must, while making their case before regulatory agencies. But that gets industry only so far. Science and economic analysis usually support tighter rules as more becomes known about the health effects of hazards and the cost of pollution-control technology drops.


For instance, the EPA’s clean air scientific advisory committee, a panel of outside experts that evaluates scientific evidence presented by stakeholders, had endorsed the tougher standards contained in the EPA’s original rule on industrial boilers.


The Council of Industrial Boiler Owners fought back. It commissioned a report that claimed the EPA’s June rule would put 338,000 jobs at risk and cost twice as much as the EPA/OMB estimate. “There are so many things that have to be changed (in the rule) to make it economically viable. They need to provide some flexibility,” said Robert D. Bessette, president of the Council, whose membership includes most of the nation’s largest chemical and paper products manufacturers. Their industrial boilers are among the largest stationary sources of air pollution outside the electricity generating and oil refining industries.


Earlier this month, the District of Columbia federal court turned down the EPA’s request for a delay and gave the agency until mid-February to come up with a final rule. “We are working to complete the final rules now,” a spokeswoman said.


“Congress will be closely monitoring the final rules when they are released next month and considering what steps can be taken to protect jobs and prevent reckless regulation,” said Energy and Commerce Committee Chairman Fred Upton (R-MI). “The EPA will come up with a rule that I’m sure will make no one happy,” predicted Bessette. “Either the enviros or us will petition for a reconsideration.”


The final industrial boiler rule doesn’t just have economic significance, it could signal the future direction of Obama administration policy on major regulatory issues. A number of major decisions coming down the pike will either please or enrage some of most powerful lobbying organizations in Washington, whether on the industry or environmental side. They include administration plans for regulating greenhouse gas emissions like carbon dioxide; coal-burning electricity generating plants whose emissions cross state lines, the so-called clean air transport rule; and the next round of automobile fuel standards, which will go into effect in 2016.


Those major decisions, not skirmishes over minor or duplicative rules, will determine how far the administration is willing to go to please business. “We’re hoping that the agencies and Cass Sunstein will be doing a lot more cost-benefit analysis and offer more regulatory flexibility,” said Susan Eckerly, senior vice president for federal policy at the National Federation of Independent Businesses, a small- business lobbying group. “Those big EPA decisions might not impact small businesses right away, but they will affect our energy costs.”


Environmentalists and other public interest groups are getting ready to push back. “We want 60 miles per gallon by 2025 and a 6 percent decrease in emissions,” said Ann Mesnikoff, director of the green transportation campaign at the Sierra Club. “California shows the technologies are there to get there very cost effectively.”


With unemployment stuck at 9.4 percent, environmentalists recognize the general public is concerned about getting the economy humming again, so they are touting the job-generating potential of green technologies. Much of the intellectual muscle for their new approach is coming out of California, which has taken the lead on regulating greenhouse gases.


Charles Cicchetti of the Pacific Economics Group, a professor emeritus at the University of Southern California and a Republican, recently issued a report that said the coal plant and industrial boiler rules would create one million jobs by generating $150 billion in new capital investment in the nation’s aging energy infrastructure.


“These are real jobs that can be generated right now,” he said. “The technology exists; the capacity to produce it is sitting idle; and the electricity industry can self-finance anything… This is a far more effective way of creating jobs than the stimulus bill since the feds won’t have to borrow money and go further into debt.”


This post originally appeared at The Fiscal Times.


bench craft company>

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

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bench craft company

EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

Read our news of Raven's James Bond now 20 months old?.


bench craft company

Two years ago, when Dustin Moskovitz announced he was leaving Facebook to start a new company with fellow-Facebooker Justin Rosenstein most people thought one of two things: He’d had a falling out with Mark Zuckerberg or he was just crazy. What could be more exciting than Facebook?


Moskovitz, of course, was Zuckerberg’s college roommate and co-founder of Facebook. If you get your Facebook history from Aaron Sorkin, he was the guy coding away in silence while half-naked girls did bong hits. If you get your Facebook history from, you know, things that actually happened, Moskovitz outlasted any other co-founder and easily played one of the most pivotal roles in the company’s early years. As such, Asana will get more attention and scrutiny and maybe even hype than most business software startups.


But here’s the thing: Asana deserves it. As it turns out neither of the suppositions for Moskovitz’s decision to leave were right. Moskovitz and Rosenstein just had a really big idea: To fix how people collaborate on projects and work in teams. Something that has so far been unfixable despite billions spent on developing an implementing collaboration and communication software. Something that may be so rooted in the idiosyncrasies of human behavior that it may not be fixable.


But Asana’s opening salvo is pretty impressive. There’s a full demo of the software in the video below, from Asana’s recent friends-and-family open house, so I won’t belabor the features here. (Screen shot is below.) Hear the pitch from the founders yourself. The company is still in private-beta, and it has a 1,200-company waiting list to get an invite. It’ll be opening up more over the course of this year. Asana has raised just over $10 million from several angels, Benchmark Capital and Andreessen Horowitz.


For me, Asana is the most exciting company to spin out of the early “Facebook mafia”– despite the runaway hype of Quora and Google’s jaw-dropping $120 million offer to buy Path. Then again, I’m sort of a business software nerd. I’ve been waiting for this “new generation” of enterprise software companies everyone keeps talking about and mostly feel like the open source and software as a service generations were a let down. These companies changed the way software was priced, delivered and implemented, disrupting old giants, and that’s no small feat. But product-wise, the reinvention of these categories wasn’t as dramatic as salesmen-oriented CEOs would have you believe. Yammer certainly got closer than most to delivering on that buzz phrase “the consumerization of enterprise,” but it was mostly by applying what was working for Twitter to a work-safe, secure app.


But Asana is strikingly different than other collaboration software. Part of that is timing. “I think that web technology has developed to a point where you can have a really great experience in the browser, better than you can have in a desktop app,” says Benchmark’s Matt Cohler. “The Asana team spent a fair amount of time investing in the underlying framework and technology to take advantage of what you couldn’t do a few years ago.” And part of it is because Asana is one of the first business software products re-thought from the ground up by twenty-somethings with no background in old-style enterprise sales and frankly, not too much experience using enterprise software in the workplace.


But here’s what jumped out at me watching it: You can tell Asana was co-created by one of the founders of Facebook. There’s that almost hubristic mission: To fix how people work together and make the global work place a better, more efficient, less frustrating place. “It was a precondition to leaving Facebook that I wasn’t going to start something that was just about chasing money,” Moskovitz says. There’s that Facebook-like obsession with efficiency, organizing inherently messy, social things with newsfeeds, updates and clean design. Pragmatism and data-driven decision making rule the company. Frugality is important but not everything. Asana’s engineers– the Gods of the company– get a $10,000 budget to pimp out their desks. Moskovitz shrugs and says he thinks it should be more, but couldn’t come up with anything they’d need that would cost more than $10,000.


And like Facebook’s early obsession with being a “utility,” Asana wants people to live in this app throughout their work day. Like Facebook did away with the clutter and needless page view clicks of the MySpace world, so too is Asana obsessed with speed. They know that if the software is the least bit cumbersome to use, employees won’t use it. Like Facebook, Asana sees its eventual customer base as, well, everyone. They hope people won’t just use Asana for work, but for things like wedding planning. The two wanted to build this product because managing teams at Facebook was such a chore. In a sense, Moskovitz says he’s still working for Facebook, because he’s still trying to solve the problem he was trying to solve there. It just so happens, he’s also trying to solve that problem for every company in the world.


But all that said, this is in no way another “Facebook for the enterprise.” There’s no list of friends, no events, no photosharing. Asana isn’t about making the workplace “fun” or making it social for the sake of social. Its not about organizing your social graph. It’s about helping people work together more efficiently– cutting out reliance on email, cutting down on the need for those endless meetings, easily assigning and tracking tasks in one instance that is always up to date, because unlike those lame corporate wikis, people are living in the app. Moskovitz and Rosenstein are clear: If they don’t accomplish that, they have failed.



Regulators at the Environmental Protection Agency got the message early.


A month before President Obama promised to review all government regulations to remove unnecessary burdens on small business, EPA lawyers asked a federal court for a 16-month delay in implementing a new rule that would limit toxic air pollution from industrial boilers. The rule had been more than a decade in the making, and was issued last June only after the agency had been forced to act by the courts.


The EPA’s initial proposal would have cost companies an estimated $9.5 billion to bring more than 2,000 heat and steam plants across the U.S. into compliance, according to the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA), headed by regulation czar and Obama confidante Cass Sunstein.


However, the OIRA analysis also showed that reduced particulate matter, carbon monoxide, chlorine, mercury and dioxin emissions from the rule would prevent about 1,900 to 4,800 premature deaths, 1,300 cases of chronic bronchitis, 3,000 nonfatal heart attacks, 3,200 hospital and emergency room visits and 250,000 lost work days each year. The total health benefits, calculated at $17 billion to $41 billion a year, far outweighed the cost of the proposal, according to OIRA.


Environmentalists feared the EPA’s request was a harbinger of a new administration approach to regulation now that Republicans are in control of the House and the president is focused on creating jobs. “The EPA was running scared because the White House wouldn’t back them,” fumed Frank O’Donnell, president of Clean Air Watch. “After the election things changed.”


The January 18 executive order and memorandum outlining the administration’s new regulatory policy seemed to confirm that analysis. Again in his State of the Union address Tuesday evening, the president pledged to weed out unnecessary and duplicative rules and promised to halt any rules that stood in the way of small business’ ability to create jobs.


“When we find rules that put an unnecessary burden on businesses, we will fix them,” Obama said. “But I will not hesitate to create or enforce common-sense safeguards to protect the American people.”


The administration has moved quickly to cozy up to business. In the past week, the Occupational Safety and Health Administration withdrew two rules that had angered business lobbyists, one a proposed rule that would reduce noise pollution in workplaces and the other that would make companies keep records on musculoskeletal injuries in the workplace."Hearing loss caused by excessive noise levels remains a serious occupational health problem in this country," said OSHA chief David Michaels, whose agency often bears the brunt of small business antagonism toward government regulation.


During the Bush administration, Michaels, then a professor at George Washington University, frequently criticized OSHA and other regulatory agencies for failing to follow science when setting rules for protecting workers and public health. “It is clear from the concerns raised about this proposal that addressing this problem requires much more public outreach and many more resources than we had originally anticipated,” he said as he withdrew the noise rule.


Regulation has always been at the heart of corporate and Republican concerns about the direction the federal government takes under Democratic control. Long before there was a “job-killing” health care bill, there was the job-killing EPA, the job-killing Occupational Safety and Health Administration, the job-killing Mine Safety and Health Administration and any number of agencies that stand accused of undermining economic growth when they enforce laws designed to protect America’s air and water, food and drugs, and working and housing conditions.


Industry lobbyists invariably play the job-killing theme in public when lobbying against proposed rules, even as they use scientific arguments, which they must, while making their case before regulatory agencies. But that gets industry only so far. Science and economic analysis usually support tighter rules as more becomes known about the health effects of hazards and the cost of pollution-control technology drops.


For instance, the EPA’s clean air scientific advisory committee, a panel of outside experts that evaluates scientific evidence presented by stakeholders, had endorsed the tougher standards contained in the EPA’s original rule on industrial boilers.


The Council of Industrial Boiler Owners fought back. It commissioned a report that claimed the EPA’s June rule would put 338,000 jobs at risk and cost twice as much as the EPA/OMB estimate. “There are so many things that have to be changed (in the rule) to make it economically viable. They need to provide some flexibility,” said Robert D. Bessette, president of the Council, whose membership includes most of the nation’s largest chemical and paper products manufacturers. Their industrial boilers are among the largest stationary sources of air pollution outside the electricity generating and oil refining industries.


Earlier this month, the District of Columbia federal court turned down the EPA’s request for a delay and gave the agency until mid-February to come up with a final rule. “We are working to complete the final rules now,” a spokeswoman said.


“Congress will be closely monitoring the final rules when they are released next month and considering what steps can be taken to protect jobs and prevent reckless regulation,” said Energy and Commerce Committee Chairman Fred Upton (R-MI). “The EPA will come up with a rule that I’m sure will make no one happy,” predicted Bessette. “Either the enviros or us will petition for a reconsideration.”


The final industrial boiler rule doesn’t just have economic significance, it could signal the future direction of Obama administration policy on major regulatory issues. A number of major decisions coming down the pike will either please or enrage some of most powerful lobbying organizations in Washington, whether on the industry or environmental side. They include administration plans for regulating greenhouse gas emissions like carbon dioxide; coal-burning electricity generating plants whose emissions cross state lines, the so-called clean air transport rule; and the next round of automobile fuel standards, which will go into effect in 2016.


Those major decisions, not skirmishes over minor or duplicative rules, will determine how far the administration is willing to go to please business. “We’re hoping that the agencies and Cass Sunstein will be doing a lot more cost-benefit analysis and offer more regulatory flexibility,” said Susan Eckerly, senior vice president for federal policy at the National Federation of Independent Businesses, a small- business lobbying group. “Those big EPA decisions might not impact small businesses right away, but they will affect our energy costs.”


Environmentalists and other public interest groups are getting ready to push back. “We want 60 miles per gallon by 2025 and a 6 percent decrease in emissions,” said Ann Mesnikoff, director of the green transportation campaign at the Sierra Club. “California shows the technologies are there to get there very cost effectively.”


With unemployment stuck at 9.4 percent, environmentalists recognize the general public is concerned about getting the economy humming again, so they are touting the job-generating potential of green technologies. Much of the intellectual muscle for their new approach is coming out of California, which has taken the lead on regulating greenhouse gases.


Charles Cicchetti of the Pacific Economics Group, a professor emeritus at the University of Southern California and a Republican, recently issued a report that said the coal plant and industrial boiler rules would create one million jobs by generating $150 billion in new capital investment in the nation’s aging energy infrastructure.


“These are real jobs that can be generated right now,” he said. “The technology exists; the capacity to produce it is sitting idle; and the electricity industry can self-finance anything… This is a far more effective way of creating jobs than the stimulus bill since the feds won’t have to borrow money and go further into debt.”


This post originally appeared at The Fiscal Times.


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The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

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The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

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EU PlayStation Store update 9th Feb PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of EU PlayStation Store update 9th Feb.

Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

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Fox <b>News</b> Suggests Bulletstorm Is “Worst Video Game In The World”

The ever-incisive Fox News has decided today to try to squeeze a little more blood from the violence in games stone. The issue ...

Raven&#39;s James Bond now 20 months old? <b>News</b> - Page 1 | Eurogamer.net

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Making money from the internet through affiliate marketing is straight forward, right? All you have to do is join an affiliate program, promote their stuff, generate sales and gain commissions. Well fact of the matter is it is much easier said than done. We've all heard the saying that if something is too good to be true, it probably is. Affiliate marketing is no exception. Every affiliate program you find always claims to be the best.

One thing affiliate programs might do is give you the thought that it is very straightforward and effortless to make money from them. They convince you that all you have to do is throw a banner or link on your site and start watching the money rake in. This is seldom the case. For those who have already established a profitable site and a name for themselves, it might be the case. They probably already have a steady, generous stream of traffic and customers. For the rest of us, affiliate marketing requires a bit of time and effort.

A common form of affiliate marketing is e-mail marketing. If used well, it can be extremely useful. However, you must be extremely cautious with e-mail marketing so that you are not accused of spam. Before you start with e-mail marketing you must learn the basics of it. Otherwise you will waste your time, effort, and money. If you choose to use e-mail for affiliate marketing, you must be sure that you make yourself available for any questions. You will be able to give better, more believable testimonies about what you're promoting if you have first hand experience. Your readers will have more trust in you if you give them free, useful information about what you are promoting. You can also give them unbiased testimonies about your product or service. In each article and e-mail you send, you should include a link to your site. You get to promote your business this way and your readers might find something they are willing to pay money for on your site.

If you even want a slight possibility to make money from affiliate marketing, then you must be clever and unique. In affiliate marketing, there are usually countless amounts of people promoting the exact same thing you are. You have to stand out from them to ensure that it is you that makes the sale and gains the commission, and not someone else. A lot of people promoting the exact same thing, the exact same way tends to drive potential buyers away from you. Dive deep into your creativity and originality so the potential buyer stays interested in you and what you have to say. Put it this way: if you don't make the effort to stand out from the herd, then someone who is smarter will, and that person will be the one making all the sales and commissions. It will take time and patience, but it will all be worth it in the end.

Whatever form of advertising you choose, be aware that you can not expect results overnight. Possible? Perhaps, but not likely. Again, this goes back to those who have already established a name for themselves and are more experienced at this than you are. It takes time for people to see your banner, link, or article and become interested. It will take even more time for people to be interested enough to click and buy what you are promoting. Test and retest to see what works and what does not work. Also be aware that some strategies that have worked for you before may not work for other promotions, and that some strategies that worked for others might not work for you.

Never be afraid to ask for help if you need it. Reputable affiliate programs will be willing to help people and offer support whenever anyone needs it. You can look on online forums and find a bunch of people who experience with that same affiliate program, and ask them for help. The best way to embark on a new journey is by asking help from somebody just coming back.

Affiliate marketing is always a challenge, no matter if you are just new or if you are a veteran. There are always new things coming out, new methods and techniques being discovered, and changes in the marketplace. What worked before may not work today, and what works today may not work tomorrow. A master affiliate marketer could very well be surpassed by an anxious newcomer. The ones who make the most money are always on the prowl, hoping to find the next big thing before anybody else does.






















































Tuesday, February 8, 2011

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Yahoo Prepping Personalized Mobile <b>News</b> Platform

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surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


surface encounters

Yahoo Prepping Personalized Mobile <b>News</b> Platform

Yahoo is reportedly preparing to launch a new publishing platform next week which will deliver personalized news content to mobile devices. The content will come from users' social ...

NFL <b>News</b>: Non-Super Bowl Edition - Blogging The Boys

What's going on around the NFL that's not about the Super Bowl? We take a look at few stories.

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.


Sunday, February 6, 2011

Making Internet Money






The onslaught of disgusting naked men that seemingly destroyed interest in Chatroulette is now earning the site $100,000 a month. After being flagged by other users a certain number of times, the masturbators — there are about 50,000 on the site every day — are automatically redirected to adult pay sites with which Chatroulette has made agreements. The site's founder, Andrey Ternovskiy, claims that you'll run into a penis only once an hour now — still more surprise penises than you typically experience in an hour outside of Chatroulette, but a vast improvement nonetheless. [Fast Company via Newser]




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Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

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The onslaught of disgusting naked men that seemingly destroyed interest in Chatroulette is now earning the site $100,000 a month. After being flagged by other users a certain number of times, the masturbators — there are about 50,000 on the site every day — are automatically redirected to adult pay sites with which Chatroulette has made agreements. The site's founder, Andrey Ternovskiy, claims that you'll run into a penis only once an hour now — still more surprise penises than you typically experience in an hour outside of Chatroulette, but a vast improvement nonetheless. [Fast Company via Newser]




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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

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Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

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The onslaught of disgusting naked men that seemingly destroyed interest in Chatroulette is now earning the site $100,000 a month. After being flagged by other users a certain number of times, the masturbators — there are about 50,000 on the site every day — are automatically redirected to adult pay sites with which Chatroulette has made agreements. The site's founder, Andrey Ternovskiy, claims that you'll run into a penis only once an hour now — still more surprise penises than you typically experience in an hour outside of Chatroulette, but a vast improvement nonetheless. [Fast Company via Newser]




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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!


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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!


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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!


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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

Anthony is a senior editor at VentureBeat, as well as its reporter on media, advertising, and social networks. Before joining ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Fashion <b>News</b> - Week in Review: Kate Moss Gets Engaged, Gisele <b>...</b>

Here's all the fashion news that's fit to print! Enjoy!


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Not only is the Internet filled with entertainment, knowledge, and social interaction, but it's also filled with several ways to make money online! Yes, there are several ways that you can make money - legitimate money - online without being scammed. Take it from someone who works from home in their pajamas and makes a six-figure income - I'm living proof! These are just some of the ways that you can earn your piece of the Internet pie.

1. Don't get fooled by scams!

If it sounds too good to be true, then it probably is! Don't fall for those sites that claim that you can make hundreds of dollars by placing ads on the Internet or doing "typing" or some other type of menial task for big money. They're just not true. Making money on the Internet is not a "get rich quick" scheme. Like any other job, it takes work and attention to detail. Unless you're willing to commit yourself to it, you might as well quit before you begin.

2. Learn all you possibly can!

There are unlimited resources out there that you can learn from on how to make money online. Learn how to design websites, learn Photoshop, learn marketing, and learn about Internet revenue. Most likely, your biggest means of making Internet money is to open your own website and sell a product or service. Learn how to build and maintain a website. It's also good to know about search engine optimization and how to get the surfers into your site.

3. Start small, get bigger!

If you are an Associated Content writer, then you know that this is one of the ways that you can make money online. Every article you write, you can earn cash for! There are other websites out there that allow you to make money by writing, it would be as easy as searching Google to find them. Or if writing articles isn't your forte, then maybe you would like to earn money by blogging? You can check out blogitive.com or blogcharm.com. They will both pay you to blog. Or if customer service is right up your alley, there are several websites that pay you to be a customer service representative for their company from home. Check out liveops.com or west.com as just a couple. Or if you have a knack for helping others on the Internet, you can earn money by being an online guide. Just a couple websites in that field are chacha.com or justanswer.com. Both of those will pay you for your guide abilities.

4. Specially skilled people step forward!

If you have a special skill such as programming, journalism, or consulting of some sort, then you may just want to check into getting a freelance job online. There are many sites out there where you can read job descriptions and place bids on a particular job that you are qualified for, and earn some awesome money for these one-off jobs! Just a couple of sites in this genre are elance.com and sologig.com.

5. Turn your hobby into cash!

Is your hobby something that you can make money at? Do you make crafts that people would buy? How about homemade soap? Cabinetry? If you are a skilled expert at your "hobby" then consider selling your wares online. The Internet is a huge place, there will be a demand somewhere for your craft.

These are just a few examples of how you can make money on the Internet. Just remember to thoroughly investigate any potential business or money-making opportunity before you jump into it. Generally, a good rule of thumb to follow is: if they are asking you for money, then they are most likely a scam. When you go and interview for a job offline, do they ask you for money? Then why should you pay money to work online? Just use your best common sense and don't get ripped off!



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<b>News</b> Corp. exec: “The right time” to sell Myspace | VentureBeat

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Wednesday, February 2, 2011

how to manage personal finances

Some
U.S. states face so much pressure to fund pensions for public
employees that it could hurt their credit ratings, Moody's Investors
Service said on Thursday.

As concerns grow over the
financial health of many states after the 2007-2009 recession and how
they will cut spending to cope, the ratings agency combined pension and
debt data to rank the liabilities of each state.

 

In
the past, Moody's evaluated credit risks from pensions and debt levels
separately. Lower credit ratings could raise the costs to states of
borrowing money.

 

Connecticut, Hawaii, Illinois, Kentucky,
Massachusetts, Mississippi, New Jersey and Rhode Island, along with
Puerto Rico, have the largest debt-and-pension loads, Moody's found.

 

Nebraska and South Dakota have the lowest.

 

"Large
and growing debt and pension burdens have been, and will continue to
be, contributing factors in rating changes," Moody's said.

 

Problems
with pensions -- which states have underfunded by at least $700
billion -- include weak returns on investments, not enough money set
aside, impending retirements of "Baby Boomers" born in the late 1940s
through mid-1960s, and Americans living longer, Moody's said.

 

New
York, Delaware and California are often cited for large debt burdens
but do not have the highest combined long-term liabilities, Moody's
analyst Ted Hampton said in a statement.

 

"In general, states'
rankings for debt and pension combined parallel their rankings for debt
alone," Hampton said but he added: "not all states with large debt
burdens also suffer from weak pension funding."

 

IN THE TRILLIONS?

 

The
$700 billion underfunded figure is a conservative estimate for how
much money states will need to cover the pension promises they have
made to their employees.

 

But $3 trillion could be nearer the
mark, one study warned last year. States expect too generous a return
on investments made by their pension funds, said the study by Joshua
Rauh of the Kellogg School of Management at Northwestern University.

 

Regardless of the exact amount, states have to find a way to adequately fund pensions.

 

"More
and more, it's going to take up a larger share of their ... budgets,"
said Kil Huh, director of research at Pew Center on the States, which
has been closely following the pension issue.

 

Money
flows from three major sources into pension funds: employee
contributions, the employing governments and investment returns.

 

"Employee
contributions have gone down and, at the same time, employer
contributions because of the fiscal crisis haven't been there," Huh
said.

Moody's, too, says the problem is getting bigger.

 

"Unfunded
pension liabilities have grown more rapidly in recent years because of
weaker-than-expected investment results, previous benefit enhancements
and, in some states, failure to pay the full annual required
contribution," the report said.

 

"Moreover, pension liabilities may be understated because of current governmental accounting standards," it added.

 

The
Moody's report "will shed more light upon the states which have
eliminated or underfunded their yearly contributions for pension
liabilities simply as a way to manage their finances," said Thomson
Reuters Senior Market Strategist Daniel Berger.

 

One
dramatic solution to the pension problem would be allowing states to
declare bankruptcy, which some congressional Republicans want. Then,
they could renege on pension promises made to employees.

 

After
being criticized for missing risks in the housing boom, Moody's is
showing with this report it's "not asleep at the wheel" on the pension
threat, said Richard Larkin, senior vice president and director of
credit analysis at Herbert J Sims & Co. in New York.

 

But, the
report also showed the liabilities are manageable, he added. For
example, Moody's found Hawaii's pension-and-debt load is equal to 16.2
percent of its gross domestic product, the biggest proportion of all the
states.

 

Even though the liabilities are in the billions of dollars, "when you compare them to GDP it's still low numbers," Larkin said.

 

"And
it's still relatively much lower than these problem countries people
keep comparing them to," he said, referring to recent fears that
California or Illinois will soon be plunged into troubles similar to
those Greece or Ireland are facing.

In a separate article, Simone Baribeau of Bloomberg reports, Moody's Says Massachussetts Among States With Highest Debt, Pension Burden:


LaunchBox Digital, a VC firm specializing in angel, seed, and early stage investments, just wrapped up its third annual 12-week startup mentoring program. Similar to Y Combinator and TechStars, LaunchBox invests seed capital of $20,000 into startup teams and provides them with 12 weeks of education, mentorship, and access to advisers. The following 7 LaunchBox10 companies are graduating from this year’s program and will be going live as part of LaunchBox Demo Day, where the companies will present their businesses to potential investors and strategic partners.


Without further ado, here are the graduates:


CityPockets (Crunchbase profile): Today, we live in the world of the Groupon clone, and thanks to the Google-shunning colossus, “daily deal” websites now litter the Web. These sites have been a big hit among mom and pop shops and small businesses because they can be such an effective way to attract new, local customers. The problem for these merchants, however, has been converting new customers into loyal, repeat visitors. According to LaunchBox, less than 15% of “deal jumpers” return to the same merchant again without another deal offer. On the whole, these merchants struggle to retain the influx of new customers, failing to take the steps to establish that critical, lasting relationship with the consumer.


CityPockets.com is a real-time, self-serve merchant CRM platform that aims to address customer retention issues by allowing merchants to more easily capture user contact info and to offer repeat discounts. In addition, the platform empowers merchants to manage gaps in supply and demand by sending out time-sensitive, limited-quantity offers whenever it makes sense for their businesses. Customers opt-in to follow their favorite merchants via CityPockets’ web and mobile apps.


Businesses interested in being part of the CityPockets Merchant Network can sign up here, and Daily Deal users can sign up at CityPockets.com to access and keep track of all voucher purchases from across popular Daily Deal sites on a single platform, and eventually receive more offers from relevant merchants of their choice.


FiscalPie (Crunchbase profile): FiscalPie breaks down the barrier between personal finance and social networks by providing users with Facebook applications that enable users to compare their finances with others and, in turn, learn how to make more educated financial decisions. One such FiscalPie application, “Retire Where?” shows you which cities you’ll be able to afford in retirement and allows you to compare your it with the future location of your friends.


FiscalPie works to make the myriad sources of financial information on the Web more reflective of your own specific circumstances—while keeping your information private —by creating an anonymous network of people that share similar financial profiles. Until the individual truly becomes part of the conversation, financial information has little significance. FiscalPie is hoping to start that dialog—socially.


HEALTHeME (Crunchbase profile): HEALTHeME delivers treatments that empower those struggling with weight, stress, and mood issues to better manage their health via the web and their mobile phone. The HEALTHeME platform combines clinical treatments and artificial intelligence to create customized behavior modification plans based on users’ lifestyles, health goals, and personality type. HEALTHeME then leverages real-time coaching, social networks and user’s healthcare providers to offer a truly personalized user experience. Would love to see an app for this, too.


Keona Health (Crunchbase profile): Keona Health is a company that optimizes admissions for primary care providers, increasing both productivity and cost savings. Keona’s Patient Decision Support system empowers patients with instant, personalized advice that aims to resolve up to 10% of patient cases at home. Triage nurses review each case, but with the goal of being 5 times faster and with more comprehensive safety checks than before. As a result of the greater emphasis on in-home consultation, when patients need to travel into the office to see a doctor, they should find reduced delays and wait times.


Keona has partnered with UNC and Duke to develop a decision engine that has already analyzed over 1,000 real medical records, and UNC Campus Health Services is acting as Keona’s first beta customer. During 2011, Keona Health plans to expand to several additional universities.


Leaguescape (Crunchbase profile): Leaguescape is a new platform for fantasy sports that combines social gaming and betting and allows you to collect all your fantasy sports leagues in one place. Like the Pokerstars or Full Tilt Poker of fantasy sports, Leaguescape allows fantasy sports enthusiasts to manage and bet on their season leagues and get their daily fix of fantasy sports with a variety of game offerings that enable users to draft, watch, and win on a daily basis.


Drawing on the online poker model, Leaguescape provides all things a fantasy sports bettor could need, including a variety of gaming types, rewards, and promotions.


Slipstream (Crunchbase profile): The likelihood is that your Twitter stream is an unfavorable mix of a few things you care about and a lot you don’t. You don’t want to miss out on important news and events, but you don’t have time to read everything. Slipstream wants to rid your stream of irrelevant Tweets.


Today, Slipstream launched its third prototype, a Chrome extension that lets you hide tweets on Twitter.com. It works seamlessly to help you get rid of things like Foursquare checkins, paper.li mentions, or when people you’re following start live-tweeting events. Gonezo. Simply click the “Hide” link that Slipstream adds to the end of every tweet and begin filtering your stream. It’s that easy.


Spring Metrics (Crunchbase profile): Spring Metrics helps you grow your online business by providing a deeper understanding of your customers and how they interact with your website. Spring Metrics seeks to make complex web analytics more friendly and digestible for marketers and e-commerce professionals who don’t want to wrestle with the complexity of traditional analytics products.


With an easy-to-use interface that requires no coding knowledge, Spring Metrics eliminates the hassle of creating conversion funnels and goals. The company’s real-time dashboard offers an array of conversion-oriented metrics, and the “Insight Engine” unearths actionable patterns in the data—patterns aimed at helping turn more visitors into paying customers.



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