Wednesday, October 20, 2010

managing your personal finances

Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

  • Manage your credits without revealing your identity.
  • Track the progress of your credit, works with multiple accounts.
  • Suggests achievable goals based on your particular situation.
  • Connects you with other people that have similar credit issues.
  • Provides personalized credit card suggestions when re-establishing credit.
  • Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com

Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

  • Manage your credits without revealing your identity.
  • Track the progress of your credit, works with multiple accounts.
  • Suggests achievable goals based on your particular situation.
  • Connects you with other people that have similar credit issues.
  • Provides personalized credit card suggestions when re-establishing credit.
  • Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

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Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

  • Manage your credits without revealing your identity.
  • Track the progress of your credit, works with multiple accounts.
  • Suggests achievable goals based on your particular situation.
  • Connects you with other people that have similar credit issues.
  • Provides personalized credit card suggestions when re-establishing credit.
  • Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com

Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

  • Manage your credits without revealing your identity.
  • Track the progress of your credit, works with multiple accounts.
  • Suggests achievable goals based on your particular situation.
  • Connects you with other people that have similar credit issues.
  • Provides personalized credit card suggestions when re-establishing credit.
  • Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


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Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

  • Manage your credits without revealing your identity.
  • Track the progress of your credit, works with multiple accounts.
  • Suggests achievable goals based on your particular situation.
  • Connects you with other people that have similar credit issues.
  • Provides personalized credit card suggestions when re-establishing credit.
  • Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com

Having a hard time managing credit card debt problems? Try using Creditable, a web app that can help you tackle your debt head-on by tracking your progress, generating suggested achievable goals based on your situation, and by allowing you to interact with other people that can help you.

The best part about Creditable is that it is free and anonymous, thus it can still generate your personalized goals even without submitting a credit report.

Creditable requires users to sign up before being able to use it, but the registration only requires an email address so you don’t have to divulge your identity. You do not have to be worried about security issues when using the site since you won’t have to reveal any personal information.

Creditable will also produce goals that are particular for your situation which can serve as your guide that can help you out of your current credit issues.

Creditable also fosters an online community where people can ask about credit related issues and receive advice from other people, who may have gone through your current situation. In addition, you can easily find other users that have the same goals as yours, for more social support.

Features:

  • Manage your credits without revealing your identity.
  • Track the progress of your credit, works with multiple accounts.
  • Suggests achievable goals based on your particular situation.
  • Connects you with other people that have similar credit issues.
  • Provides personalized credit card suggestions when re-establishing credit.
  • Similar Tools: Mint, Paystr, Accpal, TripLittle.

Check out Creditable @ http://getcreditable.com


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


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G20 Summit, London, G20 London, G20 Protests, G20 Demonstrations by G20London2009


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


robert shumake twitter

<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


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G20 Summit, London, G20 London, G20 Protests, G20 Demonstrations by G20London2009


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


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Managing your finances while you are between jobs is tough. You have to consider the overall economy, the reason for your unemployment, your skill set, and estimated length of unemployment. The economy is a determining factor since you may apply for unemployment benefits via your state. The estimated time frame is 24 weeks with the possibility of extension for an additional 24 weeks but if the economy has a high unemployment the probability for an extension is limited.

The reason for your unemployment is important. For example, if your company was part of a well-known, massive layoff/acquisition you may have received a generous severance package. You would be able to maintain fixed expenses such as rent/mortgage, property taxes, and insurance using your severance while keeping your unemployment separate for postponed/variable expenses such as dining out, entertainment, and travel.

On the other hand, it is rare to obtain a generous package so your unemployment may be your only income for both fixed and variable expenses. Remember, it will run out. While searching for a new job, check with an unemployment expert to see if you can go back to school for a short-term certificate in a promising field such as computers, technology, education, and medicine. Also, check with your state to determine if you can start a homebased business for minimal costs instead of searching for a traditional job.

Your skill set is critical. For instance, if you are a registered nurse who lost her job because of a merger you will obtain a job offer sooner because of the national shortage of good nurses and you may receive better pay/benefits/work-life options. You may still choose to enjoy an expensive two week vacation. However, a low-skilled clerical worker who has enormous competition needs to forego a vacation and hit the books.

Managing your household income will be a challenge and it may take time to establish a new budget. However, you can change your unemployment budget based on your personal needs.


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<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.


robert shumake hall of shame

<b>News</b> - Source: Beyonce Is Pregnant! - Moms &amp; Babies - UsMagazine.com

She and Jay-Z will welcome their first child next spring, the new Us Weekly reports.

TRENDING: Bad <b>news</b> for Dems: New low for Pelosi in Gallup poll <b>...</b>

(CNN) – House Speaker Nancy Pelosi's favorability rating has reached a new low in Gallup polling, an ominous sign for House Democrats who can't help but be associated with the California Democrat two weeks ahead of the midterm ...

Unemployment Extension <b>News</b>

Unemployment Extension News.























































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