Monday, November 29, 2010

Making Money Ebay



acquired a stereo microscope from eBay, and decided to save some more money by designing, machining, and assembling his own arc reactor ring light to go along. After finding an LED driver board sitting around as well as ordering some surface mount LEDs, he set about using a lathe to cut away a block of lexan, making sure to include slots for the lights as well as the microscope mount point. Follow the link to see the detailed build photos, as well as some comparison shots with and without the ring light.


A month or two earlier though, and would have had a fantastic start to an Iron Man costume.


Several factors have contributed to this year’s gusher, including a U.S. Supreme Court ruling in January that now allows unlimited campaign spending by corporations and unions. In August, a low-profile Federal Election Commission decision opened the door for donors to pool their money and give anonymously, which produced a bumper crop of ads from nonprofit political groups and committees trying to influence voters.

“The biggest factor driving the spending is the competitive landscape,” said Evan Tracey, president of Kantar Media’s Campaign Media Analysis Group. “Incumbents across the country are worried about losing, and they are not holding on to their money. And many of these statewide races are in states with expensive media markets like New York, Texas and California.”


Political spending this year should reach record levels, Tracey predicted.


Wells Fargo's Ryvicker estimates that TV stations will collect $2 billion in political money this year.  Cable television systems will generate at least $150 million; radio stations will garner $250 million; direct mail efforts should consume $650 million; and billboards will receive $55 million. Ryvicker estimated that newspapers would take in $95 million in political money. 


Coming in last, according to Ryvicker and Tracey, will be Internet sites. Their collective haul should be about $50 million -- less than 2% of the total.


Companies that own TV stations in the LA market include CBS Corp., NBC Universal, Univision Communications, News Corp., Walt Disney Co. and Tribune Co., which owns KTLA-TV Channel 5 and the Los Angeles Times.


For the full story in the Los Angeles Times, click here. 


-- Meg James



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Probably Bad <b>News</b>: Explanation FAIL - Epic Fail Funny Videos and <b>...</b>

epic fail photos - Probably Bad News: Explanation FAIL.

Soap <b>News</b>: CBS Renews &#39;Young and the Restless&#39; and More

Soaps are dying? Not yet. morning, CBS gave 'The Young and the Restless' a three-year renewal! Also this week, a fan favorite who was supposedly.

Leslie Nielsen, &#39;Airplane!&#39; and &#39;Naked Gun&#39; star, dies at 84 <b>...</b>

Leslie Nielsen, who dazzled with deadpan in The Naked Gun and Airplane!, passed away on Sunday at a hospital near his home in Fort Lauderdale, Fla., where he...


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Saturday, November 27, 2010

Making Money on the Internet


What drives an entrepreneur to start a business?  Is it solely about money?  Or is there something more?  I argue that often it is the  same creative drive that compels an artist to paint, a musician to compose, or a sculptor to look at a piece of rough marble and see an angel inside.  And those who understand the mind of the small business owner know why the proposed tax increase in 2011 will do more harm than good to the very people this economy needs most to create jobs.



On FBN’s Bulls & Bears recently Democratic strategist Jehmu Greene, the token liberal steak tossed into the wolf den of laissez faire commentators, uttered words to the effect that if we allow the Bush tax cuts to remain, the “rich” (I guess that’s me?) will not put the money into the economy but rather just squirrel it away “in their banks…It would not go into job creation or creating capital for small business.”


My first thought  was: “In my bank? Really?  How many businesses have you owned?” (To be fair she did co-found some internet venture called Urban Hang Suite which shuttered in 2003).  But then I reminded myself that, like Ms. Greene herself who has been in non-profit and/or government almost her entire career,  very few people in the  Obama administration, from the president on down, have ever started a business.  Thus they cannot understand what drives entrepreneurs to succeed.  They think it is just about take-home pay.


It’s said that small business owners work eighteen hour days for ourselves so we don’t have to work eight hours a day for someone else.  And often our income on a dollar/hour basis is less than the established firms we may have left to go on our own. Certainly this is generally true for those few scary years at the beginning when a myriad of mistakes are made and unanticipated events occur that prompt the principals to pay ourselves only after all other obligations have been met   So why do it?  Why take such risk?



First, the sense of pride of ownership and having built something from nothing is as strong in an entrepreneur as it is in the artists I alluded to earlier.  This is often a foreign concept to those who have spent their lives in secure positions in academia, government, or as line workers and middle managers in huge firms and thus do they discount our passion to create something while passing judgments like Ms. Greene’s.  Do not underestimate the fact that more than just money drives us to take such enormous personal risk.


Secondly, there is of course  that brass ring of selling the firm and walking away with a nice pay-out in hand.  Still, I know of very few successful entrepreneurs who upon a sale leave the world of business.  Rather they look for new ventures.  New challenges.  New job creating entities. Name an artist satisfied at just one piece.


Now, our company’s value is enhanced by increased business.  We have to grow in order to build our firm into a salable entity. And that usually means a larger workforce to generate more revenues.  It’s no coincidence that the targeted 2% of Americans making north of $250k create 28% of the nation’s new jobs.   The reason letting the tax breaks expire is an impediment to that growth is that many small business owners have their business and personal income intertwined. And as such a 5% tax on their personal income is a de facto 5% surcharge on their business.  For someone making $1mm a year, that is a $50k  hit to their business…two entry level employees.  In the end, we are employers, not charity wards.  We take the risks, it is our capital—and homes—at stake and so we will look to other ways to cut before reducing our own deserved compensation.  So in order to make up the shortfall and keep an owner level with 2010 all else being equal, these two employees may get let go.  Certainly an owner will put off hiring until he/she knows if they can afford new hands or not.  The new mantra for small business is “don’t hire one until you need two.”  Not the best recipe for getting the job creators excited about growing the payroll is it?


Before sitting down to write this I looked over my small company’s five-year projections.  Always we try to gage our fixed costs.  When we have some certainty on costs we can plan around them and ‘stress test’ to see how we survive in given revenue scenarios and prepare measures today in anticipation of any issues down the road.  Then we can better tell, for example, how much interest we can afford each month on a loan (assuming we can get one) to bring in more capital and expand the firm—and hire people we need to get us to the next level and that much closer to that holy grail of being bought out while satisfying our desire to build something special along the way.  But right now there is a big blank “N/A” on the spreadheet cells labeled “Federal Income Tax.”  Until I know what to plug in there, it will be hard to move forward.








Yes folks, that sadly did happen








The image you see accompanying this article sparked a powder keg at about 4 a.m. Irish time Tuesday morning.

For those living under a rock the last few days, Miz cashed in his Money in the Bank opportunity on Randy Orton and won.

Thus begun civil war all over the Internet between Miz fans and those who dislike him.

In the case of the Miz, though, the word "fan" doesn't seem to apply. The fanbase seems entirely split between those who blindly defend Miz and ignore his shortcomings and those who despise his very existence within WWE.

Since he won the WWE title, the two factions have begun a war of words with each other on news sites and forums across the web.

However, this article will scrutinise the self-destructive logic of a Miz mark.

In the last four days, the Miz has been compared to The Rock, Stone Cold Steve Austin, John Cena, Randy Orton and now, astonishingly, "Nature Boy" Ric freakin' Flair.

Now look, I know Miz has improved, but any wrestling fan who in their right mind compares Miz to the above names needs their head examined. Miz's ring skills are far inferior to Cena and Orton's, as is his ability to carry a match. To put his subpar mic skills alongside the genii of Austin, Rock and Flair is madness.

Miz fans talk about Miz as if he is Rocky Balboa—a guy who fought his way up to the top with constant struggle. Miz walked into OVW after appearing on The Real World and for some reason got the call-up one year later. Fast-forward four years (you may as well), and this reality show reject is WWE champion?!?!

That's no Rocky story. That is a silver-spoon story.

They also talk about his build-up. Let's examine previous Money in the Bank winners' run-up to cashing in:

Edge: Had great rivalries with Matt Hardy and Ric Flair, the latter of which solidified the Rated R superstar as a Main Event player.

Rob Van Dam: Series with Shelton Benjamin, rivalry with Cena headed into ONS.

Mr. Kennedy/Edge: Kennedy had named a date and was getting more and more heat, week by week. By this point, Edge had become an opportunist and pounced on both Kennedy and a beaten Taker.

CM Punk: His first cash-in had no build-up, and his reign was a flop. His second was built up through a feud with Umaga and created the super-heel Punk. Punk also beat Chris Jericho and Edge among others in the run-up to his second cash-in.

Jack Swagger: No build-up, flop reign.

Kane: 12 YEARS of build-up to a title reign, which has been magnificent.

Miz: No build-up. Follow the pattern.

Miz has had no rivalry with a top star. He has to compete in multi-man matches to hide his weaknesses.

It amazes me that some people have the levels of stupidity to say Miz is the best WWE has. Miz is far from that; Miz is not even the top heel on RAW, in practice. That would be the man who has done everything Miz hasn't: Wade Barrett.

Vince McMahon is reportedly a fan of Miz. I don't normally have to criticise Vince for making a TNA-like decision. But that is exactly what making Miz champion was.

Even a blind mark can see that.

Guys, I just have to request something. I'm not interested in the comment section turning into a flame war. So constructive comments only. Thanks.







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Denver Broncos <b>News</b>: Horse Tracks 11/27/10 - Mile High Report

Your daily cup of Orange and Blue Coffee - Horse Tracks.

No Batmobile in Arkham City <b>News</b> - Page 1 | Eurogamer.net

Read our news of No Batmobile in Arkham City. ... Batman: Arkham Asylum 2 teaser 14 December, 2009. Latest News. Batman: Arkham City details emerge . Batman: Arkham City revealed, dated . Batman domains name Arkham sequel? ...

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...


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Denver Broncos <b>News</b>: Horse Tracks 11/27/10 - Mile High Report

Your daily cup of Orange and Blue Coffee - Horse Tracks.

No Batmobile in Arkham City <b>News</b> - Page 1 | Eurogamer.net

Read our news of No Batmobile in Arkham City. ... Batman: Arkham Asylum 2 teaser 14 December, 2009. Latest News. Batman: Arkham City details emerge . Batman: Arkham City revealed, dated . Batman domains name Arkham sequel? ...

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...


bench craft company scam

What drives an entrepreneur to start a business?  Is it solely about money?  Or is there something more?  I argue that often it is the  same creative drive that compels an artist to paint, a musician to compose, or a sculptor to look at a piece of rough marble and see an angel inside.  And those who understand the mind of the small business owner know why the proposed tax increase in 2011 will do more harm than good to the very people this economy needs most to create jobs.



On FBN’s Bulls & Bears recently Democratic strategist Jehmu Greene, the token liberal steak tossed into the wolf den of laissez faire commentators, uttered words to the effect that if we allow the Bush tax cuts to remain, the “rich” (I guess that’s me?) will not put the money into the economy but rather just squirrel it away “in their banks…It would not go into job creation or creating capital for small business.”


My first thought  was: “In my bank? Really?  How many businesses have you owned?” (To be fair she did co-found some internet venture called Urban Hang Suite which shuttered in 2003).  But then I reminded myself that, like Ms. Greene herself who has been in non-profit and/or government almost her entire career,  very few people in the  Obama administration, from the president on down, have ever started a business.  Thus they cannot understand what drives entrepreneurs to succeed.  They think it is just about take-home pay.


It’s said that small business owners work eighteen hour days for ourselves so we don’t have to work eight hours a day for someone else.  And often our income on a dollar/hour basis is less than the established firms we may have left to go on our own. Certainly this is generally true for those few scary years at the beginning when a myriad of mistakes are made and unanticipated events occur that prompt the principals to pay ourselves only after all other obligations have been met   So why do it?  Why take such risk?



First, the sense of pride of ownership and having built something from nothing is as strong in an entrepreneur as it is in the artists I alluded to earlier.  This is often a foreign concept to those who have spent their lives in secure positions in academia, government, or as line workers and middle managers in huge firms and thus do they discount our passion to create something while passing judgments like Ms. Greene’s.  Do not underestimate the fact that more than just money drives us to take such enormous personal risk.


Secondly, there is of course  that brass ring of selling the firm and walking away with a nice pay-out in hand.  Still, I know of very few successful entrepreneurs who upon a sale leave the world of business.  Rather they look for new ventures.  New challenges.  New job creating entities. Name an artist satisfied at just one piece.


Now, our company’s value is enhanced by increased business.  We have to grow in order to build our firm into a salable entity. And that usually means a larger workforce to generate more revenues.  It’s no coincidence that the targeted 2% of Americans making north of $250k create 28% of the nation’s new jobs.   The reason letting the tax breaks expire is an impediment to that growth is that many small business owners have their business and personal income intertwined. And as such a 5% tax on their personal income is a de facto 5% surcharge on their business.  For someone making $1mm a year, that is a $50k  hit to their business…two entry level employees.  In the end, we are employers, not charity wards.  We take the risks, it is our capital—and homes—at stake and so we will look to other ways to cut before reducing our own deserved compensation.  So in order to make up the shortfall and keep an owner level with 2010 all else being equal, these two employees may get let go.  Certainly an owner will put off hiring until he/she knows if they can afford new hands or not.  The new mantra for small business is “don’t hire one until you need two.”  Not the best recipe for getting the job creators excited about growing the payroll is it?


Before sitting down to write this I looked over my small company’s five-year projections.  Always we try to gage our fixed costs.  When we have some certainty on costs we can plan around them and ‘stress test’ to see how we survive in given revenue scenarios and prepare measures today in anticipation of any issues down the road.  Then we can better tell, for example, how much interest we can afford each month on a loan (assuming we can get one) to bring in more capital and expand the firm—and hire people we need to get us to the next level and that much closer to that holy grail of being bought out while satisfying our desire to build something special along the way.  But right now there is a big blank “N/A” on the spreadheet cells labeled “Federal Income Tax.”  Until I know what to plug in there, it will be hard to move forward.








Yes folks, that sadly did happen








The image you see accompanying this article sparked a powder keg at about 4 a.m. Irish time Tuesday morning.

For those living under a rock the last few days, Miz cashed in his Money in the Bank opportunity on Randy Orton and won.

Thus begun civil war all over the Internet between Miz fans and those who dislike him.

In the case of the Miz, though, the word "fan" doesn't seem to apply. The fanbase seems entirely split between those who blindly defend Miz and ignore his shortcomings and those who despise his very existence within WWE.

Since he won the WWE title, the two factions have begun a war of words with each other on news sites and forums across the web.

However, this article will scrutinise the self-destructive logic of a Miz mark.

In the last four days, the Miz has been compared to The Rock, Stone Cold Steve Austin, John Cena, Randy Orton and now, astonishingly, "Nature Boy" Ric freakin' Flair.

Now look, I know Miz has improved, but any wrestling fan who in their right mind compares Miz to the above names needs their head examined. Miz's ring skills are far inferior to Cena and Orton's, as is his ability to carry a match. To put his subpar mic skills alongside the genii of Austin, Rock and Flair is madness.

Miz fans talk about Miz as if he is Rocky Balboa—a guy who fought his way up to the top with constant struggle. Miz walked into OVW after appearing on The Real World and for some reason got the call-up one year later. Fast-forward four years (you may as well), and this reality show reject is WWE champion?!?!

That's no Rocky story. That is a silver-spoon story.

They also talk about his build-up. Let's examine previous Money in the Bank winners' run-up to cashing in:

Edge: Had great rivalries with Matt Hardy and Ric Flair, the latter of which solidified the Rated R superstar as a Main Event player.

Rob Van Dam: Series with Shelton Benjamin, rivalry with Cena headed into ONS.

Mr. Kennedy/Edge: Kennedy had named a date and was getting more and more heat, week by week. By this point, Edge had become an opportunist and pounced on both Kennedy and a beaten Taker.

CM Punk: His first cash-in had no build-up, and his reign was a flop. His second was built up through a feud with Umaga and created the super-heel Punk. Punk also beat Chris Jericho and Edge among others in the run-up to his second cash-in.

Jack Swagger: No build-up, flop reign.

Kane: 12 YEARS of build-up to a title reign, which has been magnificent.

Miz: No build-up. Follow the pattern.

Miz has had no rivalry with a top star. He has to compete in multi-man matches to hide his weaknesses.

It amazes me that some people have the levels of stupidity to say Miz is the best WWE has. Miz is far from that; Miz is not even the top heel on RAW, in practice. That would be the man who has done everything Miz hasn't: Wade Barrett.

Vince McMahon is reportedly a fan of Miz. I don't normally have to criticise Vince for making a TNA-like decision. But that is exactly what making Miz champion was.

Even a blind mark can see that.

Guys, I just have to request something. I'm not interested in the comment section turning into a flame war. So constructive comments only. Thanks.







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Denver Broncos <b>News</b>: Horse Tracks 11/27/10 - Mile High Report

Your daily cup of Orange and Blue Coffee - Horse Tracks.

No Batmobile in Arkham City <b>News</b> - Page 1 | Eurogamer.net

Read our news of No Batmobile in Arkham City. ... Batman: Arkham Asylum 2 teaser 14 December, 2009. Latest News. Batman: Arkham City details emerge . Batman: Arkham City revealed, dated . Batman domains name Arkham sequel? ...

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...


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Denver Broncos <b>News</b>: Horse Tracks 11/27/10 - Mile High Report

Your daily cup of Orange and Blue Coffee - Horse Tracks.

No Batmobile in Arkham City <b>News</b> - Page 1 | Eurogamer.net

Read our news of No Batmobile in Arkham City. ... Batman: Arkham Asylum 2 teaser 14 December, 2009. Latest News. Batman: Arkham City details emerge . Batman: Arkham City revealed, dated . Batman domains name Arkham sequel? ...

Web type <b>news</b>: iPhone and iPad now support TrueType font embedding <b>...</b>

This is also exciting news, as TrueType fonts are superior to SVG fonts in two very important ways: the files sizes are dramatically smaller (an especially important factor on mobile devices), and the rendering quality is much higher. ...


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Friday, November 19, 2010

Making Money on Internet

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easy-internet-cash by anjuto4ka


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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bench craft company rip off

Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

One and a Half Cheers for Fox <b>News</b>, David Henderson | EconLog <b>...</b>

Senator Jay Rockefeller made a splash Wednesday by suggesting that the Federal Communications Commission shut down the Fox News Channel and MSNBC. My guess is that he mentioned MSNBC because he wanted to sound equally oppressive of both ...

Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...


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Police <b>News</b> at Steven Landsburg | The Big Questions: Tackling the <b>...</b>

1 Tweets that mention Police News at Steven Landsburg | The Big Questions: Tackling the Problems of Philosophy with Ideas from Mathematics, Economics, and Physics -- Topsy.com. Pingback on Nov 19th, 2010 at 3:23 am. 2 Police News at ...

More on Fox <b>News</b>, David Henderson | EconLog | Library of Economics <b>...</b>

I had had hopes for the Fox News Channel as an advocate of smaller government, hopes somewhat justified by evidence. But their treatment of Ron Paul has been off the charts. Chris Wallace has been absolutely vicious - at one point, ...

Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.


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Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

Small Business <b>News</b>: SMB Blogging and Social Media Basics

Far from a fad, a new blogging and social media infrastructure has emerged and is still being built and becoming a part of the new hierarchy can be important to.

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.


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Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Small Business <b>News</b>: Questions For Your Business

Everybody has questions when going into or running a business...everybody. If you have some burning inqueries you'd like to get answered, read our small.

WGN <b>News</b> Anchors Flip Out

WGN News Anchors Flip Out: Chicago news anchors comically go nuts when a bridge implodes the second they cut away from it...


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Thursday, November 18, 2010

Secrets to Making Money

eric seiger

Creating Money &amp; Relationships Class - Real Power Coaching by JoyfulWisdom


eric seiger

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

The Newsonomics of <b>news</b> anywhere » Nieman Journalism Lab

News Anywhere, or unified news, or All-Access, whatever we want to call it, demands the singular focus, product development and messaging that Netflix, HBO, Comcast, and Facebook are bringing to it. Those are all skills that have been ...

LEGO Pirates of the Caribbean ahoy! <b>News</b> - Page 1 | Eurogamer.net

Read our news of LEGO Pirates of the Caribbean ahoy!.


eric seiger

Creating Money &amp; Relationships Class - Real Power Coaching by JoyfulWisdom


eric seiger

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

The Newsonomics of <b>news</b> anywhere » Nieman Journalism Lab

News Anywhere, or unified news, or All-Access, whatever we want to call it, demands the singular focus, product development and messaging that Netflix, HBO, Comcast, and Facebook are bringing to it. Those are all skills that have been ...

LEGO Pirates of the Caribbean ahoy! <b>News</b> - Page 1 | Eurogamer.net

Read our news of LEGO Pirates of the Caribbean ahoy!.


eric seiger

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

The Newsonomics of <b>news</b> anywhere » Nieman Journalism Lab

News Anywhere, or unified news, or All-Access, whatever we want to call it, demands the singular focus, product development and messaging that Netflix, HBO, Comcast, and Facebook are bringing to it. Those are all skills that have been ...

LEGO Pirates of the Caribbean ahoy! <b>News</b> - Page 1 | Eurogamer.net

Read our news of LEGO Pirates of the Caribbean ahoy!.


eric seiger

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

The Newsonomics of <b>news</b> anywhere » Nieman Journalism Lab

News Anywhere, or unified news, or All-Access, whatever we want to call it, demands the singular focus, product development and messaging that Netflix, HBO, Comcast, and Facebook are bringing to it. Those are all skills that have been ...

LEGO Pirates of the Caribbean ahoy! <b>News</b> - Page 1 | Eurogamer.net

Read our news of LEGO Pirates of the Caribbean ahoy!.


eric seiger
eric seiger

Creating Money &amp; Relationships Class - Real Power Coaching by JoyfulWisdom


eric seiger
eric seiger

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

The Newsonomics of <b>news</b> anywhere » Nieman Journalism Lab

News Anywhere, or unified news, or All-Access, whatever we want to call it, demands the singular focus, product development and messaging that Netflix, HBO, Comcast, and Facebook are bringing to it. Those are all skills that have been ...

LEGO Pirates of the Caribbean ahoy! <b>News</b> - Page 1 | Eurogamer.net

Read our news of LEGO Pirates of the Caribbean ahoy!.


Wednesday, November 17, 2010

personal finance blog


This Month at Cato Unbound





This month at Cato Unbound we’re debating campaign finance regulation, with a panel of notable contributors and a big, new idea.


That idea is semi-disclosure, in which information about campaign funding is collected and disseminated, but, much like the census, personal names and addresses aren’t attached. Political scientist Bruce Cain suggests semi-disclosure might break the impasse between privacy and the right to know. Others? Well… you’ll just have to wait and see. Joining us will be Nikki Willoughby of Common Cause, election law scholar Richard Hasen of Loyola Law School, and the Cato Institute’s own John Samples. Discussion will run through the rest of the month on this vital issue to our nation’s democracy.





Great mix Edward !

In the Natives are Restless department, I wanted to post a follow-on to yesterday’s comments on the f-u Deficit Commission piece.

[snipped from:http://www.democracynow.org/2010/11/11/over_50_000_students_protest_in0


JUAN GONZALEZ: Now, you wrote recently in the Huffington Post that protest works and that this is having an effect on the government. Could you explain?


JOHANN HARI: Well, one of the things that’s really inspiring about this is how big and how inventive the protest and fightback movement is. And I think this is really helpful for American viewers, where the only fightback that we’re seeing over here from you guys seems to be from this massive exercise in false consciousness, the Tea Party, where people claim to be standing up frontally and they’re in fact installed in office later, stooges for Wall Street and other vested interests. Here, there’s been a much more interesting fightback.


I’ll give you a good example. One of the biggest corporations in Britain is called Vodafone, a cell phone company. And for over six years now, they have been basically refusing to pay taxes on a massive part of their business. They’ve been claiming that it’s routed through Luxembourg, where they pay almost no tax. But it isn’t. And Private Eye, the investigative magazine, calculated they had racked up a bill of six billion pounds to the equivalent of the IRS here. That would be enough to cancel all the cuts in housing benefit that are going to force 200,000 people out of London alone this year. And there was, when this came—but what happened is when the Conservatives came to office, George Osborne, David Cameron’s finance minister, effectively canceled their outstanding tax bill. He reduced it to a sixth of what was legally due. So, it’s a really striking illustration of the priorities: you know, give a massive tax cut to an exceptionally rich corporation and crack down on the poor. Now, when this was revealed by Private Eye and my column and a few other places, including the Financial Times, there was a spontaneous mass movement of real anger among young people. They organized on Twitter, and they did something really inventive: they went to the Vodafone stores all across Britain on a specified day and shut them down. They said, “If you want to operate on our streets, in our country, you pay our taxes.”




alpine payment systems scam

<b>News</b> Corp. iPad Venture Fishing In Wrong Pond | paidContent

Another day, another hire at News Corp.'s super-duper secret iPad venture dubbed The Daily—and another reason to question whether this is going to be yet another wobbly Rupert Murdoch digital-news enterprise. ...

360-exclusive Fallout: NV DLC revealed Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of 360-exclusive Fallout: NV DLC revealed.

Movie <b>News</b> Quick Hits: &#39;Paranormal Activity 3&#39; Gets a Release Date <b>...</b>

This 'Toy Story' Engagement Ring Box is just too adorable. - It shouldn't be much of a surprise, but Oren Peli has confirmed that 'Paranormal.



Happy Groundhog Day from Quizzle! by QuizzleTown


<b>News</b> Corp. iPad Venture Fishing In Wrong Pond | paidContent

Another day, another hire at News Corp.'s super-duper secret iPad venture dubbed The Daily—and another reason to question whether this is going to be yet another wobbly Rupert Murdoch digital-news enterprise. ...

360-exclusive Fallout: NV DLC revealed Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of 360-exclusive Fallout: NV DLC revealed.

Movie <b>News</b> Quick Hits: &#39;Paranormal Activity 3&#39; Gets a Release Date <b>...</b>

This 'Toy Story' Engagement Ring Box is just too adorable. - It shouldn't be much of a surprise, but Oren Peli has confirmed that 'Paranormal.


alpine payment systems scam

<b>News</b> Corp. iPad Venture Fishing In Wrong Pond | paidContent

Another day, another hire at News Corp.'s super-duper secret iPad venture dubbed The Daily—and another reason to question whether this is going to be yet another wobbly Rupert Murdoch digital-news enterprise. ...

360-exclusive Fallout: NV DLC revealed Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of 360-exclusive Fallout: NV DLC revealed.

Movie <b>News</b> Quick Hits: &#39;Paranormal Activity 3&#39; Gets a Release Date <b>...</b>

This 'Toy Story' Engagement Ring Box is just too adorable. - It shouldn't be much of a surprise, but Oren Peli has confirmed that 'Paranormal.


Ways of Making Money






I think we can agree that the pursuit of money won’t make you happier. However, in my experience, if it’s spent the right way, money can help you enhance the things in life that do make you happy. Here are five things I’ve spent money on that could help raise your happiness index.


Saving Time


One of my favorite things about our modern economy is how specialization means you can find an expert to help you out with almost any problem you run into. As you can probably tell from my Angie's List review, I’m a big fan of the service and have used it to hire contractors for many big jobs around the house.


If you can pay someone to do a job in a few hours that would have taken you most of the weekend, that’s money well spent in my book. Of course, you have to balance the costs against the time saved and what you do with your re-claimed time.


In my case, I’m not particularly great with home improvement or maintenance work, so the time and money I save by hiring an expert more than pays for the expert's fee. I typically spend my re-claimed time hanging out with my kids, then working on my online business once they’re in bed. To me, that’s a better life investment.


Saving Money


If you can spend money in order to save money within a reasonable payback time, then you’ll come out ahead.


So how can saving money make you happier in life? One good example is refinancing your mortgage. You’ll have to pay hundreds or even thousands in fees and closing costs, but refinancing can free up tens of thousands of dollars that would have been spent in mortgage interest over the next 15-30 years. The money you save in interest can be used to go on vacation, help send your kids to college, retire early, or spent on whatever you’re passionate about in life.


Making Money


I’ve spent a lot of money over the years learning how to improve my investments, career, and business.


On the low end of the price spectrum, you can pick up a lot of great actionable information simply from reading books. If you’re willing to spend a little more, you can buy courses or tools to help you learn or give you an edge. On the high end, you can get personalized assistance by hiring a coach or going back to school.


If you can learn to make money more effectively and/or more efficiently, then you can reduce the number of total hours you spend focused on money and use that time doing other things you enjoy.


Providing Protection


I definitely don’t enjoy paying for insurance, but having coverage to protect my family against the financial challenges of catastrophic events can certainly help me sleep better at night. I’m not using that as a figure of speech either. I’ve experienced first-hand how the strain of worrying can have an impact on your health, your relationships, and your ability to sleep.


There are, unfortunately, plenty of opportunities to spend more than you really need to on insurance, so shop carefully. Having at least a minimal level of coverage to guard against the worst case can give you the security you need not to worry.



Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.



Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.



Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.



The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.



On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.



Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.



So now to ponder details,



As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.



The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.



Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.



My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.



This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.



And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.



I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?



Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.







benchcraft company scam

New Yorker&#39;s Music Critic Moves to <b>News</b> Corp.&#39;s Daily - NYTimes.com

Sasha Frere-Jones, a music critic at The New Yorker, will become the culture editor of The Daily, News Corporation's so-called iPad newspaper which is currently in development.

Christina Aguilera: Take Two and Other <b>News</b> - The Superficial <b>...</b>

Tina Fey's Palin jokes censored by PBS. - Baby Benjamin Travolta is more screwed than we realized. - The Future Mrs. Prince William - Rihanna got.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.


benchcraft company scam





I think we can agree that the pursuit of money won’t make you happier. However, in my experience, if it’s spent the right way, money can help you enhance the things in life that do make you happy. Here are five things I’ve spent money on that could help raise your happiness index.


Saving Time


One of my favorite things about our modern economy is how specialization means you can find an expert to help you out with almost any problem you run into. As you can probably tell from my Angie's List review, I’m a big fan of the service and have used it to hire contractors for many big jobs around the house.


If you can pay someone to do a job in a few hours that would have taken you most of the weekend, that’s money well spent in my book. Of course, you have to balance the costs against the time saved and what you do with your re-claimed time.


In my case, I’m not particularly great with home improvement or maintenance work, so the time and money I save by hiring an expert more than pays for the expert's fee. I typically spend my re-claimed time hanging out with my kids, then working on my online business once they’re in bed. To me, that’s a better life investment.


Saving Money


If you can spend money in order to save money within a reasonable payback time, then you’ll come out ahead.


So how can saving money make you happier in life? One good example is refinancing your mortgage. You’ll have to pay hundreds or even thousands in fees and closing costs, but refinancing can free up tens of thousands of dollars that would have been spent in mortgage interest over the next 15-30 years. The money you save in interest can be used to go on vacation, help send your kids to college, retire early, or spent on whatever you’re passionate about in life.


Making Money


I’ve spent a lot of money over the years learning how to improve my investments, career, and business.


On the low end of the price spectrum, you can pick up a lot of great actionable information simply from reading books. If you’re willing to spend a little more, you can buy courses or tools to help you learn or give you an edge. On the high end, you can get personalized assistance by hiring a coach or going back to school.


If you can learn to make money more effectively and/or more efficiently, then you can reduce the number of total hours you spend focused on money and use that time doing other things you enjoy.


Providing Protection


I definitely don’t enjoy paying for insurance, but having coverage to protect my family against the financial challenges of catastrophic events can certainly help me sleep better at night. I’m not using that as a figure of speech either. I’ve experienced first-hand how the strain of worrying can have an impact on your health, your relationships, and your ability to sleep.


There are, unfortunately, plenty of opportunities to spend more than you really need to on insurance, so shop carefully. Having at least a minimal level of coverage to guard against the worst case can give you the security you need not to worry.



Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.



Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.



Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.



The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.



On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.



Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.



So now to ponder details,



As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.



The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.



Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.



My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.



This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.



And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.



I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?



Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.







benchcraft company scam

New Yorker&#39;s Music Critic Moves to <b>News</b> Corp.&#39;s Daily - NYTimes.com

Sasha Frere-Jones, a music critic at The New Yorker, will become the culture editor of The Daily, News Corporation's so-called iPad newspaper which is currently in development.

Christina Aguilera: Take Two and Other <b>News</b> - The Superficial <b>...</b>

Tina Fey's Palin jokes censored by PBS. - Baby Benjamin Travolta is more screwed than we realized. - The Future Mrs. Prince William - Rihanna got.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.


bench craft company scam

benchcraft company scam

Simple Ways To Make Money By Finding Customers For MyWirelessRep! by Doye Turner


benchcraft company scam

New Yorker&#39;s Music Critic Moves to <b>News</b> Corp.&#39;s Daily - NYTimes.com

Sasha Frere-Jones, a music critic at The New Yorker, will become the culture editor of The Daily, News Corporation's so-called iPad newspaper which is currently in development.

Christina Aguilera: Take Two and Other <b>News</b> - The Superficial <b>...</b>

Tina Fey's Palin jokes censored by PBS. - Baby Benjamin Travolta is more screwed than we realized. - The Future Mrs. Prince William - Rihanna got.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

Read our Wii news of Nintendo hasn't discontinued Wii Speak.


bench craft company scam





I think we can agree that the pursuit of money won’t make you happier. However, in my experience, if it’s spent the right way, money can help you enhance the things in life that do make you happy. Here are five things I’ve spent money on that could help raise your happiness index.


Saving Time


One of my favorite things about our modern economy is how specialization means you can find an expert to help you out with almost any problem you run into. As you can probably tell from my Angie's List review, I’m a big fan of the service and have used it to hire contractors for many big jobs around the house.


If you can pay someone to do a job in a few hours that would have taken you most of the weekend, that’s money well spent in my book. Of course, you have to balance the costs against the time saved and what you do with your re-claimed time.


In my case, I’m not particularly great with home improvement or maintenance work, so the time and money I save by hiring an expert more than pays for the expert's fee. I typically spend my re-claimed time hanging out with my kids, then working on my online business once they’re in bed. To me, that’s a better life investment.


Saving Money


If you can spend money in order to save money within a reasonable payback time, then you’ll come out ahead.


So how can saving money make you happier in life? One good example is refinancing your mortgage. You’ll have to pay hundreds or even thousands in fees and closing costs, but refinancing can free up tens of thousands of dollars that would have been spent in mortgage interest over the next 15-30 years. The money you save in interest can be used to go on vacation, help send your kids to college, retire early, or spent on whatever you’re passionate about in life.


Making Money


I’ve spent a lot of money over the years learning how to improve my investments, career, and business.


On the low end of the price spectrum, you can pick up a lot of great actionable information simply from reading books. If you’re willing to spend a little more, you can buy courses or tools to help you learn or give you an edge. On the high end, you can get personalized assistance by hiring a coach or going back to school.


If you can learn to make money more effectively and/or more efficiently, then you can reduce the number of total hours you spend focused on money and use that time doing other things you enjoy.


Providing Protection


I definitely don’t enjoy paying for insurance, but having coverage to protect my family against the financial challenges of catastrophic events can certainly help me sleep better at night. I’m not using that as a figure of speech either. I’ve experienced first-hand how the strain of worrying can have an impact on your health, your relationships, and your ability to sleep.


There are, unfortunately, plenty of opportunities to spend more than you really need to on insurance, so shop carefully. Having at least a minimal level of coverage to guard against the worst case can give you the security you need not to worry.



Election week is done. It's time to get back to the business of finding real solutions for our nation's economic recovery. As this week ends it is clear that the appetite for federal stimuli is beginning its ebb tide. We see the Federal Reserve playing the risky cards of quantitative easing trying yet again to spark an economic recovery against the odds of a main street economy still mired in the collateral damage of central government's past grand visions.



Don't get me wrong. I actually agree that Fed needs to be doing what it is. We need to find a sustainable balance for our economy and it's a data intensive compass that can only be seen with clarity from the offices occupied by people like Ben Bernanke, Tim Geithner and Sheila Bair. What I do worry about though is that these central solutions too often take from the small and give to the big because the simplifying assumptions used by the economists and statisticians that support the process aren't capable of seeing the one-by-one trench warfare fights being fought by small businesses and individuals. It's an inherent policy formulation weakness of the academic brain trust behind our system that may be costing ordinary people more pain than necessary. But these ordinary Americans are there. We know this because they voted on Tuesday.



Fortunately, the United States is a big country and Washington D.C. isn't the only place exploring ways to find economic recovery formulae. Across the country, cities and states are beginning to chart independent paths to creating their own "islands of recovery". The City of Los Angeles' proposed Responsible Banking Ordinance continues to move through the committee process improving bit-by-bit into what I believe is an important emerging economic policy counterweight to ensure that the "small to big" tendencies of central solutions do not take us astray yet again.



The tale of the tape is something I believe worth sharing with the readers of the Huffington Post.



On October 26th, there was a public hearing by the L.A. City Jobs Committee chaired by Councilman Richard Alarcon on item CF 09-0234, Responsible Banking. The measure was approved with a number of questions to be investigated and reported to a hearing of the L.A. City Budget and Finance Committee to take place on Monday, November 8th. The questions aired by Councilman Bernard Parks focused on two areas. He asked for more information to determine if the cost and design of the process for implementation by the City was indeed workable. He also asked for clarification about how the differences between community banks, large complex banks and the city's debt underwriters would be recognized within the final ordinance.



Mr. Park's questions tell me that the L.A. process is indeed making progress because these are no longer questions about whether this a good thing for the economic interests of the City but rather how well is the plan risk managed. The interests behind the initiative become more positive as banks, large and small, begin to recognize that there is opportunity to be had here. The carrot being offered by the City of L.A is preference to win lucrative contracts that the City will be issuing anyway if evidence can be presented by the bidders that they are placing the interests of the region higher up the business priority list than their competition. It's subtle and far reaching in its potential to encourage money to circulate locally longer.



So now to ponder details,



As I reviewed the current version of the ordinance draft, it was clear the that City of Los Angeles had specified a data collection and reporting request that seeks to get banks to translate the nature of their business activities into measurement language that city governments can understand. The policy question is actually spot on but I'm also pretty sure that asking a bank to deliver the answer on a silver platter to the city first time out is a bit of a stretch. I think there's a better way to make it work for everyone and bring the cost/risk of the process well into good comfort.



The path to success here is to recognize two things. The first is that banks know how to report data to their regulators. They actually track all the information the city wants to know. Once a year they even have to report data to the granularity of branch-by-branch information to the FDIC. The other thing that's clear from the city draft is that municipal governments analyze their quality of service based on census tracts because that's how voters are bucketed. The trick in getting one system to talk to the other is to leverage by translating between the two universes via the zip codes of the U.S. postal service.



Asking the banks to do all the work is a lot of work. But if the City of Los Angeles were to re-design the ordinance implementation process to be a two step process where the banks report data in branches with identification of which zip codes are affected by that branch and there was a post- process by the City to morph the submittals into census tract visibility I think this would actually work reasonably well. City employees and/or other specialty vendors are more knowledgeable about the second step of the transformation than any bank will ever be. And there's a reason for that. Bankers, being lenders, have been discouraged from doing the second step for a long time because the technology that does so equates to gathering the data to do "red lining". So it's actually a better plan for the City of L.A. to deliberately separate these two steps from each other in its ordinance design.



My point here is that by taking a step back and recognizing where natural divisions of skill can be used to complement each other what seems onerous as an all-in-one data request can quickly become very doable.



This gets us to Mr. Park's second inquiry about larger out of area institutions and debt underwriters seeking to do business with the City. To that my observation is that the City of Los Angeles needs to set up a fair playing field for everyone. It's my read that by combining the suggestion above for banks with local branches with the tenets of the current ordinance draft language requesting distilled data into zip codes there's plenty of wiggle room for presentation of evidence of local involvement by these larger institutions, even those that do not have physical branches in the region. Complex transforms of data to support reporting requests are well within the capabilities of the IT departments of these larger businesses. Bearing in mind that these are also the banks that will go after the largest contracts with the City there's plenty of incentive for them to get their systems to produce the reports that will give them an advantage over competing bidders.



And in the long run I'm not just talking about competing just for L.A.'s business. There's a far larger universe of municipal and state government opportunities out there and I'll remind the readers of the Huffington post to look back at the history of my blogs for the one reporting on Bill Lockyer's inquiry earlier this year to the largest municipal bond underwriters.



I mean does anyone really think that the rest of America's League of Cities isn't watching how this plays out? Or that incoming California Governor Jerry Brown, the former Mayor of Oakland, doesn't already know that Los Angeles, San Jose and other cities in California are actively exploring how to affect the future of the State's economy using local strategies? Or that Ben Bernanke, Tim Geithner, Sheila Bair and Barack Obama won't read about this?



Keep going L.A. La-La Land may yet become the next shining star of economic recovery innovation.







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Christina Aguilera: Take Two and Other <b>News</b> - The Superficial <b>...</b>

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Christina Aguilera: Take Two and Other <b>News</b> - The Superficial <b>...</b>

Tina Fey's Palin jokes censored by PBS. - Baby Benjamin Travolta is more screwed than we realized. - The Future Mrs. Prince William - Rihanna got.

Nintendo hasn&#39;t discontinued Wii Speak Wii <b>News</b> - Page 1 <b>...</b>

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